XRP Today's News: January 15 Senate Vote Countdown, ETF Achieves Zero Outflows

XRP after five consecutive days of gains retraced to $2.3028, hitting an 11-month high of $2.4154. The Senate will review the Market Structure Act on January 15, and XRP has surged 33% on the news. ETF total inflows have reached $1.25 billion with zero outflows. It broke below the 200-day moving average but remains above the 50-day moving average, with a medium-term target of $3.00 and a long-term target of $3.66.

The decisive moment of the Senate vote on January 15

The market expects the Market Structure Act to be reviewed in January, boosting market sentiment early 2026. After the U.S. Senate Banking Committee announced it would hold a hearing on January 15, 2026, XRP rose from $1.8103 on December 31, 2025, to a high of $2.4154 on January 6, a 33% increase.

Eleanor Tret, host of the U.S. cryptocurrency program, shared the latest news on the review of the Market Structure Act. Senate Banking Committee Chairman Senator Tim Scott stated: “I think it’s necessary to formally record and vote on this. So, next Thursday, we will vote on the market structure. Over the past six months, we have worked tirelessly to ensure every committee member has seen multiple drafts.”

This clear timetable provides a strong catalyst for XRP’s price. The market is no longer guessing “whether it will pass,” but “when the vote will happen,” which has been confirmed. This certainty eliminates the uncertainty premium, encouraging investors to position early. Analysts expect that after the SEC’s lawsuit against Ripple is resolved in August 2025, the Market Structure Act will further legitimize XRP as a non-security.

Importantly, given XRP’s practical value, clear regulations in the U.S. digital asset space could boost institutional demand for XRP. In July 2023, Judge Torres ruled that XRP’s programmatic sales did not meet the third requirement of the Howey test. The SEC appealed this ruling under then-Chair Gensler. However, under Chair Paul Atkins, the SEC withdrew the appeal in 2025, and Judge Torres’s ruling was upheld. The U.S. Court of Appeals approved the withdrawal in August 2025, paving the way for a U.S. spot XRP ETF market.

XRP ETF zero outflow miracle continues

On January 6, the U.S. XRP spot ETF market continued to show strong demand, with a trading volume of $58.11 million. Although below the record $72.15 million set the previous day, trading volume remains high, laying the foundation for XRP’s breakout this year. The net inflow was $19.12 million, ensuring no fund outflows from the U.S. XRP spot ETF market to date.

This “zero outflow” phenomenon is extremely rare in ETF history. Notably, since its launch in November 2025, XRP spot ETF issuers have reported a total net inflow of $1.25 billion, outperforming BTC spot, ETH spot, and SOL spot ETFs. For reference, although the U.S. SOL spot ETF is not launched until October 2025, it has already accumulated net inflows of $793.56 million. Meanwhile, since the XRP spot ETF launched on November 14, the U.S. BTC spot ETF market has experienced net outflows of $1.7 billion.

This contrast is very compelling. While Bitcoin ETFs are experiencing outflows, XRP ETFs continue to attract funds, indicating that institutional investors’ confidence in XRP is not blind speculation but based on its actual utility and regulatory prospects. The strong demand for XRP spot ETFs and the progress of the Market Structure Act reinforce the short- to medium-term bullish outlook.

Technical correction and target price path

(Source: Trading View)

On January 6, XRP fell 1.88%, partially retracing the 12.25% gain from the previous day, closing at $2.3028. The token’s performance lagged the overall crypto market, which rose 0.26%. The correction on Tuesday caused XRP to break below the 200-day moving average but remain above the 50-day moving average. Although the moving averages show short-term bullishness but long-term bearishness, the fundamentals remain positive.

From the daily chart, breaking above the 200-day moving average would signal a trend reversal to the upside. Buying momentum could push the price toward the resistance at $2.50. Importantly, if the price continues to break above the 200-day moving average, it would solidify the medium-term bullish outlook and target $3.66 in 8-12 weeks.

Key technical levels and risk factors overview

Support levels: $2.00, $1.75, $1.50, 50-day EMA support at $2.0735

Resistance levels: $2.50, $3.00, $3.66 (all-time high), $5.00 (long-term target)

Major downside risks: Bank of Japan’s announcement of neutral interest rates at 1.5%-2.5% could trigger yen carry trade unwinding; U.S. economic data weakening March rate cut expectations; legislative hurdles delaying the Market Structure Act; XRP spot ETF reporting outflows; these could trigger sell-offs pushing XRP below $2.00.

The strong demand for XRP spot ETFs and the progress of crypto-friendly legislation reaffirm the short-term (1-4 weeks) bullish outlook with a target of $2.50. Additionally, increased utility, Fed rate cut expectations, and optimism about the Senate passing the Market Structure Act further support a long-term upward trend. The medium-term (4-8 weeks) target is $3.00, and the long-term (8-12 weeks) target is $3.66.

Looking ahead 12 weeks, these key events could drive XRP to break through the all-time high of $3.66. Surpassing $3.66 would confirm $5 as a key price target for the next 6 to 12 months.