I just discovered that Alipay has a global investment module, where you can invest a minimum of 10 yuan in the S&P 500, Nasdaq 100, U.S. bonds, oil and gas, Japanese, and Indian stock markets.
The purchase fee rate is only 0.16%, with 16 yuan deducted for 10k yuan, much cheaper than China Merchants Bank's 1.2%.
However, there is an annual management fee of 1.2% and a custody fee of 0.2%.
U.S. stock broker CRS tax is 20%, but this is subsidized and tax-exempt.
Over the past 100+ years, the S&P 500 index has an annualized return of about 10%, after deducting inflation it still reaches 6-

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DirectorAnnie

7h ago

Life depends on the Kondratiev wave for wealth; we are at the beginning of the sixth Kondratiev cycle!
The three main core trends of this cycle: artificial intelligence, new energy, biotechnology
First phase of recovery: 2025-2035
This is a decade of laying the foundation, a decade of slow bull growth, and also a decade of structural opportunities emerging frequently. What we need to do is seize core assets and position ourselves in new tracks because the seeds planted in spring determine the harvest in autumn.
The second phase is prosperity: 2035-2050
Technological accumulation from

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DirectorAnnie

16h ago

Trump is really lucky—this was the third time he was targeted for assassination, and he managed to escape death again.
Gunshots rang out 4 to 6 times at the dinner; the shooter had not even entered the banquet hall yet—he only wanted to force his way past the security check.
During the security check, the shots hit the agents; thankfully, everyone was wearing bulletproof vests.
The shooter has now been arrested.

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DirectorAnnie

04-25 15:35

Warren Buffett believes there are only 10 things a person needs to do in their lifetime:
1. Study how to make money
Studying how to make money, as money can solve 90% of life's problems, and the remaining 10% can be alleviated with money.
2. Cultivate the habit of deep reading
By reading classic books, whether they are business masterpieces, historical texts, or philosophical works, you can broaden your horizons, gain valuable experience from others, and provide a solid foundation for wise decision-making and thinking.
3. Make good friends and mentors
Surround yourself with wise, virtuous, and

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DirectorAnnie

04-25 14:18

Hongmeng Lao Xian, this wave is completely ruined!
Recently, a video has been going viral all over the internet. Yu Dazui is sitting in a chair like a boxer during halftime, with a female assistant squatting beside him, unscrewing a bottle of mineral water and handing it to him. After he finishes drinking, the assistant half-squats again to take the water back.
The internet is flooding with comments saying this is imperial-style service, criticizing it as a corporate illness, and accusing this strict hierarchy of treating employees like servants.
But I actually think Yu Dazui is somewhat

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DirectorAnnie

04-25 13:47

Learn to handle anyone:
1. Punish
If someone doesn’t obey you, just leave them aside, use obedient newcomers to do the work, and prove to them with results. Without them, everything works perfectly.
2. Flatter
For very proud people, flatter them more, make them lose face, and one day when they make a mistake, they will fall hard.
3. Pull
When you see someone in trouble, reach out and give them a hand. They will be extremely grateful to you.
4. Close
For trustworthy people, show closeness and let them feel that your sincerity towards them is very high.
5. Distance
For those who behave improperl

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DirectorAnnie

04-25 13:16

Regarding the definition of the Efficient Market Hypothesis, fundamental analysis is also futile because all known information—such as company financial reports, earnings expectations, dividend policies, industry trends, and all potentially influential factors that analysts might research—has already been reflected in the company's stock price.
So what to do? Rely only on betting on the future?
Since all known information is already reflected in the price, the only remaining opportunity to make money is: who has a more accurate judgment of the future than the market?
Or during market pan

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DirectorAnnie

04-25 02:50

Thank you Elon Musk @elonmusk
Thanks to Dad Ma for sending creator rewards again!
These past two weeks, earnings increased by $60. I calculated that roughly 1 million reads yield about $2.10 in revenue.

Elon Musk is awesome! X is awesome! 🚀 #CreatorRewards

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