Stablecoins dominate on-chain transactions, becoming a turning point for regulation and compliance in 2025

NonFungibleDegen · 2026-01-12T09:56:34+00:00

Entering 2025, the cryptocurrency industry has undergone significant changes. Stablecoins have become an important bridge connecting traditional finance and Web3, valued for their liquidity and price stability. With the implementation of regulatory frameworks, stablecoins play a key role in combating financial crimes. Although illegal fund flows have increased, their overall proportion remains relatively small.

NonFungibleDegen

2026-01-12 09:56:34

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【Blockchain Rhythm】By 2025, the changes in the crypto industry are already quite evident. The era of speculation is gradually fading, replaced by the implementation of regulatory frameworks, improved infrastructure, and the expansion of real-world applications.

Stablecoins are at the center of this wave of transformation. Although Bitcoin still accounts for half of the market capitalization, stablecoins have already captured over 50% of the global on-chain transaction volume. Payments, remittances, trading—stablecoins penetrate every corner of the crypto market, becoming an important bridge connecting traditional finance and the Web3 world.

Why are stablecoins so crucial? Their strong liquidity and stable prices make them more practical for payments and trading. But precisely because of these features, regulators pay special attention to them. Centralized issuers can freeze and burn assets, making stablecoins powerful tools in combating financial crimes.

Data shows that in 2025, illegal crypto fund flows reached $154 billion, a 162% year-over-year increase. State actors and sanctions evasion activities have significantly increased. However, don’t overinterpret—these illegal activities account for less than 1% of the entire crypto transaction system.

As regulatory frameworks like MiCA move from planning to implementation, stablecoins have become a key link connecting the crypto market, geopolitical issues, and financial regulation. This trend is likely to continue into 2026.

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rekt_but_not_broke

· 01-12 10:26

Are stablecoins accounting for 50% of the trading volume? Honestly, that's a bit exaggerated, but I have to admit they've indeed become a cash cow for regulators. Freezing assets... the cost of freedom is too high.

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SilentObserver

· 01-12 10:25

Stablecoins have become popular but have turned into a double-edged sword, with regulators extending their reach more and more.

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OvertimeSquid

· 01-12 10:24

Stablecoins are so popular, and honestly, it's because they can be frozen. Regulatory authorities love them for that... It's really ironic.

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not_your_keys

· 01-12 10:20

Stablecoins have secured liquidity, but it feels like they've opened a backdoor for regulators... Freezing assets sounds very "safe," but it honestly feels a bit uncomfortable.

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GateUser-c802f0e8

· 01-12 10:10

With such a large flow of stablecoins, I really think that in the future, USDT will dominate, and Bitcoin will instead become a store of value... Something about this logic feels off.

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