2026 marks the first year of financial on-chain integration. Why are stablecoins and Ethereum the most critical infrastructure?

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【Blockchain Rhythm】2026 is regarded by the industry as the true inaugural year of financial on-chain integration. Under this major trend, stablecoins and Ethereum are becoming the most critical infrastructure in the entire ecosystem.

Senior investors believe that the development path of the stablecoin project USD1 is worth关注. The first stage is scale expansion—USD1 is expected to突破百亿规模 in the near future, reach千亿 in the mid-term, and占据万亿级份额 in the global stablecoin market of 3 trillion dollars in the long term. This目标看起来大胆, but considering the necessity of stablecoins as on-chain financial infrastructure, it is not impossible.

The second方向 is application ecosystem. USD1 has huge潜力 to合作 with Web2 companies with over 100 million active users. Compared to traditional payment networks like Visa, stablecoins offer明显的支付优势—低交易成本、快结算速度、跨境无摩擦. These advantages can引入 billions of users into the blockchain world and make stablecoin payments a daily choice.

The third维度 is infrastructure status. In the upcoming era of hundreds of trillions of financial assets going on-chain, USD1, with its brand accumulation, compliance基础, ToB capabilities, and user base, has the opportunity to成为 this new era’s most重要的金融基础设施. This is also why institutions are重仓 Ethereum and USD1—they are必需品 for this round of financial revolution, not optional.

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MetaverseLandladyvip
· 01-08 01:22
Is the stablecoin突破了1 trillion? That sounds great, but will Visa and those old guys really willingly give up market share? I doubt it. --- USD10 billion, 100 billion, 1 trillion—one goal after another. If all of these are achieved, that would be truly outrageous. --- It sounds good, but the key is whether there is really enough demand in the ecosystem. --- Financial on-chain by 2026? Wake up, we're still in 2025. Don't blow dreams up as reality. --- Web2 companies might not buy into it. Why would they bother to go on-chain when they’re doing just fine? --- Is Ethereum really stable? Who dares to claim they are the most critical infrastructure these days? --- Stablecoin payments are great, but the question is whether those Web2 giants will genuinely adopt them for lower costs. --- A trillion-dollar market share sounds impressive, but are there really that many genuine needs? Or is it just another wave of profit-taking? --- Heard too many times about frictionless cross-border transactions—when will it actually be realized? --- USD1? Never heard of it, but it sounds like another project aiming to change the world.
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FlashLoanLordvip
· 01-07 09:47
Is stablecoins really becoming infrastructure? Sounds good, but the key is whether there are real use cases landing. --- USD1 to trillions? Just listen and forget it. Right now, even hundreds of millions are still on the way. --- Will those big Web2 companies really cooperate with stablecoins? I have my doubts. --- The phrase "frictionless cross-border" is said every year. When will it actually be used? --- Ethereum remains solid. No matter how much it’s manipulated, it’s inescapable. --- Stablecoin payments becoming standard? First educate users well before bragging. --- A 3 trillion market sounds great, but who will take the risk? --- Web2 driving traffic onto the chain sounds good, but I don’t know what the actual conversion rate will be. --- Talking about the first year again. This term has been used for years.
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PessimisticOraclevip
· 01-07 09:46
Stablecoins are indeed the underlying layer, but how much of the cake can USD1 really eat up is hard to say. To put it nicely, it still depends on the actual needs of users. Hundreds of billions to trillions? That’s quite a leap. Will Web2 companies really buy in? That’s the real question. 2026 is still early; let’s see who makes it that far before bragging. Someone has always been doing cross-border payments; why should USD1 win? Ethereum’s stability is still questionable. A hundred billion scale sounds good, but is the liquidity enough? Stablecoins are not as stable as imagined, and risks are often underestimated.
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LiquidityNinjavip
· 01-07 09:45
Stablecoins are really infrastructure, but the target of USD1 trillion... feels like the same old rhetoric Cross-border payments definitely have potential, but I'm worried it might end in failure again Will 2026 really arrive? It feels like we've been talking about financial on-chain for the past few years Does anyone think the narrative around stablecoins has gone a bit too far?
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VirtualRichDreamvip
· 01-07 09:37
Stablecoins from hundreds of billions to trillions, this leap is truly outrageous... To put it nicely, the actual implementation still depends on the outcome.
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RooftopReservervip
· 01-07 09:29
Stablecoins can't beat traditional payments, really... Relying solely on low costs and fast settlement to move hundreds of millions of users? People are used to bank cards, why should they switch? Stop always hyping USD1, get the user experience right first. It would be great if 2026 could become a reality, don't always talk about next year or the year after. Talking about a trillion-dollar market share is easy, but there are so many competitors. Ethereum is indeed stable, but in the stablecoin track... can it really stand out? It sounds great, but execution is the real test.
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SchroedingersFrontrunvip
· 01-07 09:26
Stablecoins from hundreds of billions to trillions, how many times does that number need to multiply... But on the other hand, if we can really attract that many users from Web2, there is definitely room for imagination.
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DogeBachelorvip
· 01-07 09:22
Trillions in market share? That's quite a bold claim, but can USD1 really outperform USDT and USDC? That's the real core, isn't it?
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