The UAE has issued new Central Bank laws that incorporate digital assets and Decentralized Finance under Central Bank regulation.

2025-11-27 00:41:18

Abstract generation in progress

According to Deep Tide TechFlow news on November 27, as reported by CoinDesk, the UAE has enacted new Central Bank laws that incorporate digital assets and Decentralized Finance (DeFi) into the traditional banking regulatory framework.

According to Federal Decree No. 6, all cryptocurrency and blockchain organizations operating within the UAE or conducting business from the UAE must obtain a license from the Central Bank of the UAE (CBUAE), regardless of the technology used. The penalty for operating without a license can reach up to 1 billion dirhams (approximately 272 million USD).

The law will bring virtual assets, DeFi protocols, stablecoins, tokenized real-world assets, decentralized exchanges, wallets, cross-chain bridges, and all supporting blockchain infrastructure under the jurisdiction of the Central Bank. The new law provides a 60-day licensing decision, risk-based capital rules, and a one-year grace period (until September 2026) for existing participants to achieve compliance. The new permissible categories include virtual asset payments, open finance, and digital wallets, while also strengthening Sharia governance, creating a clear path for Islamic DeFi and tokenized Islamic bonds.

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.