From Saylor to Volksbank: How Bitcoin is now attracting banks and billions – and Bitcoin Hyper profits

• Michael Saylor hints at another billion-dollar Bitcoin purchase.
• At the same time, the first pilot project for BTC-backed loans starts in Germany.
• Both indicate: BTC is increasingly becoming an integral part of the institutional financial system.

Bitcoin is once again shaking up the financial world – and this time on two levels. While Michael Saylor and his company Strategy are apparently on the verge of another massive purchase, a group of German banks is daring to leap into the BTC lending world. Two events that demonstrate that digital assets have long arrived in the traditional financial system. But how are these developments connected – and what do they mean for the future of BTC?

Michael Saylor signals new BTC purchase

Michael Saylor, founder of Strategy, has once again caused a stir. In a post on the platform X, he published a graphic showing his company's previous BTC investments. He wrote: “The most important orange dot is always the next one.” For observers, it is clear: When Saylor chooses such words, the next purchase is usually imminent. In the past, he hinted at new investments in a similar way – and shortly thereafter, there was always an official confirmation.

Michael Saylor über die Zukunft von Bitcoin:

• Banken werden anfangen, gegen Ihr Bitcoin zu verleihen • Die US-Regierung wird Bitcoin halten • Große Technologieunternehmen werden Bitcoin annehmen • Sie werden Bitcoin auf Ihrem iPhone haben pic.twitter.com/6d0Ntu44BE

— Only Bitcoin (@BTC_Vibes) October 18, 2025

The BTC community reacted promptly to the post. Analysts suspect that Strategy could make new purchases in the coming days. According to the Saylor BTC Tracker, the company has conducted 82 transactions since 2020. Currently, Strategy holds 640.250 BTC worth around 69 billion US dollars. This corresponds to a profit of about 45 percent compared to the average purchase price of 74,000 US dollars per BTC.

Strategy remains the largest Bitcoin holder in the world

Strategy is now considered the largest institutional BTC holder worldwide. The company controls about 2.5 percent of the total circulating supply. This makes it the undisputed market leader in the institutional sector. Following are Marathon Digital with around 53,250 BTC and the Japanese company Metaplanet with over 30,000 BTC. Also, XXI (CEP) and the BTC Standard Treasury Company (CEPO) are among the largest holders. Together, these companies show that the trend towards BTC in the financial sector continues to grow.

Despite the impressive numbers, some of these companies feel the pressure from the recently weakening BTC price. Particularly, Metaplanet made headlines when the company's market value fell below the total of its own BTC reserves. Such developments show that even institutional investors are subject to the fluctuations of the crypto market – even when they are betting on digital gold in the long term.

German banks launch pilot project with Bitcoin loans

While Michael Saylor continues to invest, another significant piece of news is coming from Germany. The Bitcoin platform 21bitcoin, operated by FIOR Digital GmbH, has launched a unique pilot project in Europe in collaboration with Volksbank Raiffeisenbank Bayern Mitte eG and Sopra Financial Technology. The goal is to develop a regulation-compliant BTC loan product that aims to facilitate the entry of banks and financial service providers into the crypto market.

Here you can find our detailed forecast for Bitcoin.

This so-called white-label solution is intended to enable banks to offer customers BTC-backed loans – all while complying with applicable regulations, including the MiCAR requirements. This creates a new link between traditional banking and digital asset management. CEO Daniel Winklhammer of 21bitcoin describes it as a “decisive step to make BTC accessible and usable for everyone.”

Volksbank Bayern Mitte as a pioneer among German institutions

Volksbank Raiffeisenbank Bayern Mitte eG is one of the first German banks to have its own BTC strategy. It brings valuable experience in the lending business and responds to the increasing demand for regulated BTC services. CEO Andreas Streb emphasized that many customers want to use their BTC holdings as collateral without having to sell them. This creates a completely new application area for BTC – moving away from being merely a speculative object, towards being a financial instrument with practical benefits.

Today, Germany‘s first bank to offer its customers Bitcoin (self custody only) – Volksbank Raiffeisenbank Bayern Mitte – visited Germany‘s first family business to mine Bitcoin and re-use the heat in its production process – Kläger Group. That is awesome. Welcome to the future. pic.twitter.com/ZwLx7OcrqW

— Rachel (@geyer_rachel) June 19, 2023

Through collaboration with Sopra Financial Technology, the project also gains a solid technical foundation. Sopra connects traditional banking processes with blockchain technology, thereby facilitating integration into existing systems. This combination of regulation, technology, and market understanding could become the model for all of Europe.

BTC establishes itself as a serious financial instrument

The developments around Strategy and 21bitcoin show how far BTC has already come in the institutional environment. While investors like Saylor are betting on long-term value appreciation, banks and technology partners are working to integrate the cryptocurrency into everyday financial products. This parallel movement – on one hand as an investment, on the other hand as collateral – illustrates the increasing maturity of the BTC ecosystem.

Read here why some experts still see a rally for BTC up to 250k this year.

Whether the next big price surge is imminent remains to be seen. But one thing is certain: BTC is increasingly becoming a staple of the global financial architecture. Both mega-investors and established banks agree that digital currency is here to stay.

Bitcoin Hyper: The next evolutionary stage for institutional BTC

With the growing interest from banks, funds, and institutional investors in Bitcoin, a central question comes into focus: How can BTC be used efficiently beyond mere value storage? This is exactly where Bitcoin Hyper comes in. As a Layer-2 solution, it combines the security and decentralization of Bitcoin with the speed and programmability of Solana technology. This way, Bitcoin is not just hoarded but actively usable – for fast transactions, Smart Contracts, and scalable applications. Bitcoin Hyper thus creates the technical foundation for integrating institutional capital productively into the Bitcoin infrastructure.

Read here a long-term forecast for Bitcoin Hyper!

$HYPER: The key to a usable Bitcoin ecosystem

$HYPER is the functional engine behind this development. The token serves as gas for transactions, enables staking, and opens up new usage possibilities for both developers and investors within the BTC ecosystem. As traditional financial institutions begin to incorporate BTC into their portfolios, Bitcoin Hyper offers a solution to actively utilize these holdings – not just keep them passively. In a time when institutional confidence is growing, Bitcoin Hyper demonstrates what the future of BTC can look like: secure, scalable, and ultimately practically applicable.

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