Are you still insisting on buying a house and a car with full payment just for a little interest, even if it means eating instant noodles? Congratulations, you have developed a perfect sense of being a “leek” (a novice investor). Old Zhang downstairs who runs a noodle shop, saves every penny from his teeth. If his business fails, he will lose everything, and his whole family will be left to fend for themselves. This is gambling with one’s life savings. The CEO in the CBD office building, burning millions of VC funds to market, using bank loans to pay wages, and delaying payments to suppliers for cash flow. If the company fails? They just pat their buttocks, send a touching farewell letter, switch to a new track to continue presenting PPTs, and even add a “Serial Entrepreneur” badge on their business card. This is playing with capital. Do you understand? The advanced gameplay in business has never been about who has more principal. It’s about who can successfully transfer risks to others and keep the profits safely for themselves. People who are afraid of debt and afraid to use others’ money to do business are destined to be only “honest people” who bear risks for others their whole lives.