A neobank that lets you actually earn returns on money sitting idle? That's the play unfolding right now.

The numbers speak: 100M+ transactions processed, 30M+ in card spending tracked. Pretty solid foundation for what comes next.

Here's the strategy—launching vaults to unlock vault TVL growth. Smart move because you're not just offering a payment product anymore; you're creating a yield layer on top of it. Users keep their cash fluid in the neobank while watching it work in the background.

This is exactly the kind of utility that keeps users coming back and actually increases their exposure to the protocol.