2026-01-09 23:27:03

How are fiat currencies distributed across SWIFT cross-border payments? According to the latest transaction value snapshot from September 2025, the breakdown reveals significant shifts in global payment flows. Traditional reserve currencies still dominate international settlements, but the distribution isn't as concentrated as many assume. This data matters for crypto markets—as SWIFT payment patterns reflect broader trends in currency preferences and settlement efficiency. Understanding which fiat currencies handle the most cross-border volume gives context to why certain trading pairs, stablecoins, and blockchain-based payment solutions continue gaining traction. The ongoing evolution of international payment infrastructure shapes how decentralized finance and digital assets integrate into the broader financial ecosystem.

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SquidTeacher

· 15h ago

Swift is still slow and sluggish. I see stablecoins have already been working... The distribution of traditional currencies looks balanced, but in reality, it's still the US dollar that calls the shots.

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DaoTherapy

· 01-10 11:48

That old, outdated Swift stuff is still hanging on; stablecoins have long taken over the game.

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rugpull_ptsd

· 01-09 23:56

Is SWIFT liquidity really less centralized than we imagined? This might give stablecoins a bigger opportunity... But on the other hand, traditional currencies are still the dominant players. When will this situation turn around?

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GmGnSleeper

· 01-09 23:56

That Swift system is still too centralized; it will eventually be replaced by on-chain payments.

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AirdropBuffet

· 01-09 23:54

Is this data really that important for Swift... It seems like stablecoins have long been bypassing this system.

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RektHunter

· 01-09 23:51

That old, outdated Swift stuff is still being tinkered with. No wonder stablecoins are becoming more popular.

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LidoStakeAddict

· 01-09 23:44

SWIFT data isn't actually that mysterious. To be honest, the US dollar still dominates, but it's true to see the euro and RMB climbing... This is a positive sign for the stablecoin ecosystem, as multi-currency settlement is becoming more common.

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LiquidityWitch

· 01-09 23:30

SWIFT's throwing curveballs again... watched the distribution patterns shift and honestly, the old money temples aren't cracking as fast as the doom-scrollers predicted. currency concentration always hides its real alchemy somewhere deeper, ngl.

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