2026-01-07 09:23:57

The pain points of retail investors are actually quite heartbreaking—stock accounts, crypto accounts, forex accounts, precious metals accounts, one person is forcibly split into four identities. Cross-platform transfers, exchange rate conversions, tax settlements, the cumbersome processes make people want to give up.

Now some leading trading platforms are trying a different approach: integrating multiple asset classes within a single app, using USDT as the accounting unit, allowing users to switch between stocks, cryptocurrencies, forex, and other categories with one click. This seems to be more than just product differentiation among exchanges; it reflects a larger change in the entire crypto ecosystem—**the logic of mainstream finance is taking root in the crypto market**.

From fragmentation to integration, from professionalism to convenience, the ecosystem is quietly being reshaped.

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HodlTheDoor

· 7h ago

Fragmented accounts have long been annoying. This time, someone finally thought of integrating them. --- USDT as the accounting unit? That’s a good idea, saves me from running around between platforms. --- Really, one-click switching is so爽啦, no more worrying about those messy exchange rates. --- Mainstream financial logic invading the crypto market, is this a good thing or a bad thing? --- Finally, a platform like this. It was really a mess before. --- Multi-asset integration is the trend; competition can push these things to be implemented. --- Handling all categories with a single APP sounds ideal, but how it actually works depends on the operation. --- Is USDT reliable as an accounting unit? How’s its stability? --- From fragmentation to integration, this is truly a user-friendly design. --- One person with four clones, so fitting. Now finally able to merge them.

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RiddleMaster

· 9h ago

Really, four accounts, four minds. Switching back and forth every day is already exhausting. One-click switching sounds great, but the question is, will USDT also become the next risk point?

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SignatureAnxiety

· 01-07 09:52

Really, I can't remember the passwords for my four accounts haha The one-click switch sounds great, but I'm afraid it's just another PPT product USDT accounting unit? Feels like we're still getting ripped off By the way, the integration trend has indeed arrived, but the user experience still has a long way to go

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NftDeepBreather

· 01-07 09:50

One-click switch? Sounds great, but I'm still worried that risk management hasn't kept up... Mixing multiple assets together, and you'll regret it the day something goes wrong.

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MeaninglessApe

· 01-07 09:49

Really, switching between four accounts all day long, and the tax part makes me want to vomit blood. Just the transfer fees can eat up half a month's earnings. Switching with one click sounds great, but using USDT as the accounting unit? Are they trying to make all assets coin-based? Is traditional finance about to be crushed? Honestly, I'm just afraid it will turn into another scheme by big platforms to cut the leeks. Thinking about this logic in reverse is also interesting. It's not that the crypto world is aligning with traditional finance, but that traditional finance is learning the integration tactics from the crypto world. Forget it, I'll wait and see how the real user experience is before making any judgments.

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WenMoon

· 01-07 09:45

Managing four accounts is indeed troublesome, but USDT bookkeeping isn't a silver bullet either; exchange rate risk still can't be avoided.

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GasFeeTherapist

· 01-07 09:43

I have to say, this pain point really hits home. The era of four accounts should really be over. One-click switching sounds great, but using USDT as the accounting unit? That's the key, directly copying the traditional financial framework. Honestly, it's still a money issue—who can truly solve cross-chain costs and slippage will be the winner. These are all virtual during a bear market; we'll talk about it when the market picks up. Splitting apart to integration sounds nice, but the regulatory sword is still hanging overhead. After using several of these apps, the experience is indeed smooth, but I always feel like something's not quite right.

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blocksnark

· 01-07 09:26

This is the way it should be—one app to manage four accounts, saving me from jumping around different platforms like a lunatic every day.

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