Not wanting to operate frequently but still want your assets to appreciate? Actually, there's a strategy worth trying.

The core logic is simple: deposit BTC into a leading lending protocol, then borrow out USD1 stablecoins (interest rate kept below 1%), and then invest the borrowed stablecoins into financial products. With this combination, the annualized return can be stably around 19%, and the key is that your BTC position still has room for appreciation.

If you want to be more aggressive, you can also use interest-bearing assets as collateral, potentially pushing the annualized return above 25%. But here, it's important to emphasize—safety always comes first.

A few practical points to note: only borrow up to half of your total assets' value, avoid full leverage; remember to set price alert mechanisms to respond promptly to market fluctuations; never go all-in on a single strategy.

Why choose these types of protocols? The reasons are quite straightforward—strong ecosystem position, the most competitive lending interest rates among similar products, and a well-developed platform token empowerment mechanism.

Of course, all investments carry risks, so it's essential to do your homework based on your risk tolerance before making a choice.