Luminary is a regulated financial services platform designed to bridge the operational gap for Web3 enterprises and meet their needs for traditional banking and crypto infrastructure. It offers multi-currency IBAN accounts supporting fiat and cryptocurrencies, corporate credit cards, and services such as Bitcoin-backed loans and staking through partners, all manageable via a single control panel. Luminary's target users are crypto-native companies and complex users like funds, operating under a multi-entity regulatory structure across multiple jurisdictions, and has launched the utility token $LUMI. Luminary's value proposition lies in integrating dispersed financial services, positioning itself between traditional banks, new banking institutions, and cryptocurrency exchanges.