Coin界 News: According to Financial Times reports, UK's Lloyds Bank completed its first public blockchain transaction in December of last year, which involved purchasing UK government bonds using tokenized deposits. Lloyds Banking Group CEO Charlie Nunn stated at the FT Summit that "deposit tokenization" could fundamentally transform how customers use their accounts. Taking mortgages as an example: the entire process of property rights transfer, document sharing, value exchange, and payment could be structured as smart contracts, and the entire process can be conducted with or without brokers, with agents able to provide advice to customers.