What is the most valuable money in the world in 2025? Analysis of the top 20 rising currencies

You probably think that the dollar and euro dominate the ranking of the strongest currencies worldwide. But the reality is quite different. There are at least 18 other currencies that surpass or rival the US dollar in value, offering interesting opportunities for those seeking to diversify investments in 2025.

Why consider foreign currencies as an investment asset?

The answer is simple: to protect your wealth. For Brazilian investors, allocating resources in the most valued currency in the world reduces risks of real devaluation and persistent inflation. The advantages include:

• Protection against local volatility: Strong currencies maintain purchasing power
• Exposure to robust economies: Access to markets with growing GDP
• Smart geographical diversification: Distribute risk across regions

The trend for 2025 shows that currencies from countries with developed technological sectors, abundant natural resources, or pronounced political stability are gaining strength in the international market.

The 20 most valued currencies: who leads the market?

Based on average quotations against the dollar and recent macroeconomic indicators:

Top Tier (Currencies with the highest parity to USD)

1. Kuwait Dinar (KWD) - 1 KWD = 3.30 USD
The world’s most valued money maintains this position thanks to immense oil reserves and extremely conservative fiscal management. Austrian monetary policy ensures stability.

2. Bahrain Dinar (BHD) - 1 BHD = 2.72 USD
Gulf financial center, the country invests in economic diversification beyond oil, strengthening the currency.

3. Omani Rial (OMR) - 1 OMR = 2.65 USD
Stable political environment and investments in renewable energy attract international capital consistently.

4. Jordanian Dinar (JOD) - 1 JOD = 1.52 USD
Regional strategic support and trade relations reinforce confidence in its currency.

5. British Pound (GBP) - 1 GBP = 1.35 USD
Post-Brexit recovery and a robust fintech ecosystem boost demand for British assets.

6. Gibraltar Pound (GIP) - 1 GIP = 1.34 USD
Linked to GBP, benefits from tourism and offshore financial services.

7. Cayman Islands Dollar (KYD) - 1 KYD = 1.25 USD
Jurisdiction with investor-friendly regulations continues to attract international capital.

8. Swiss Franc (CHF) - 1 CHF = 1.12 USD
Considered a safe haven during geopolitical tensions, maintains steady demand.

9. Euro (EUR) - 1 EUR = 1.10 USD
European integration in digital innovation and sustainability reinforces confidence in the single currency.

10. US Dollar (USD) - Global benchmark
Although it has historically been the most valued currency, recent crises and inflation have changed its position. Still, it remains the most traded asset and preferred for protection against real devaluation.

Mid-tier (Emerging currencies)

11. UAE Dirham (AED) - 1 AED = 0.30 USD
Dubai and Abu Dhabi are consolidating their presence as global hubs for cryptocurrencies and fintech.

12. Singapore Dollar (SGD) - 1 SGD = 0.75 USD
Technology-based economy and position as a maritime trade hub elevate its value.

13. Norwegian Krone (NOK) - 1 NOK = 0.11 USD
Exports of clean energy and ESG commitments attract sustainability-focused investors.

14. Australian Dollar (AUD) - 1 AUD = 0.70 USD
Abundance of natural resources and trade partnerships with Asian economies ensure relevance.

15. Mexican Peso (MXN) - 1 MXN = 0.06 USD
Structural reforms and nearshoring phenomena expand regional economic strength.

16. Maldivian Rufiyaa (MVR) - 1 MVR = 0.065 USD
Luxury tourism sector and growing infrastructure sustain the island economy.

17. Turkish Lira (TRY) - 1 TRY = 0.04 USD
High volatility offset by opportunities in commodities and strategic geographic position.

18. Canadian Dollar (CAD) - 1 CAD = 0.78 USD
Consistent exporter of oil and minerals, offering a currency with solid fundamentals.

19. Israeli New Shekel (ILS) - 1 ILS = 0.28 USD
Startup ecosystem and technological innovation continue to drive the economy.

20. Saudi Riyal (SAR) - 1 SAR = 0.27 USD
Vision 2030 plan diversifies revenues beyond hydrocarbons, attracting investment.

What determines if a currency is expensive and valued?

The most valued money in the world is not defined solely by name or reputation. Actual technical factors influence exchange rates:

• Controlled inflation: Currencies from countries with disciplined central banks are worth more
• Market liquidity: The more traded, the more stable
• Political stability: Predictable governments generate confidence
• Exchange rate and trade balance: Trade surpluses strengthen currency
• Global economic cycles: Financial crises redistribute demand

In Latin America, the Peruvian Nuevo Sol stands out as the most valued currency against the Brazilian real in conversions to dollar or euro.

Practical strategy: how to invest in foreign currencies

For those seeking to allocate in the most valued money in the world in an accessible way in 2025:

1. Choose a regulated trading platform
Brazilian investors access forex through reliable international platforms with clear supervision.

2. Analyze central bank and IMF data
Macroeconomic trends precede significant exchange rate movements.

3. Build a diversified portfolio
Combine safe haven currencies (CHF, KWD) with emerging growth currencies (MXN, TRY, AED).

4. Monitor global events
Geopolitical tensions, elections, and monetary policies impact quotes daily.

5. Set risk limits
Use stop-loss orders and fractional positions to protect capital in volatile markets.

The most recommended pairs to watch in 2025: AUD/CHF, AUD/JPY, EUR/USD, AUD/CAD, GBP/USD.

Important note: This content is educational and does not constitute personalized investment advice.