#链上支付 Recently read an in-depth analysis of stablecoins, and there's a detail that’s quite interesting—the original purpose of stablecoins was to solve the pain points of crypto payments, but instead, they ended up reinforcing centralized power structures.

Think about it, traditional cross-border payments are slow and expensive, and stablecoins can indeed reduce costs and increase speed. That logic makes sense. But here’s the problem: when giants like Amazon and Meta start issuing their own stablecoins, how can small banks survive? Central banks around the world are also issuing digital currencies to counter the expansion of US dollar stablecoins... Isn’t this just a different form of monopoly?

For us retail enthusiasts, this actually signals an opportunity—**the competition for on-chain payment infrastructure is just beginning to heat up**. More projects will base their payment interactions on stablecoins, and airdrop rewards will tilt more toward practical applications like payments and clearing.

The current strategy is clear: focus on projects that have real interaction needs in on-chain payments and settlement. Not the ones with the most airdrops, but those with the highest potential for real-world application. Big institutions like Coinbase treating stablecoins as foundational capabilities indicate that competition in this track will be fierce, and more participants will join.

I recommend everyone start tracking new projects in the payment sector—these are very likely to be the next hot spots for airdrops, and the costs are still relatively low.