#数字资产动态追踪 Eight Years in Crypto: From 31 to Rebound at 39

Back in 2016, I was 31, just divorced, carrying a few tens of thousands of yuan, and entered the crypto world. I went crazy with Bitcoin during those years, and I also got burned badly by contracts. Now at 39, I’m living much more comfortably than many of my peers.

People often ask me if I was born knowing all this. Honestly, not at all. Between 2024 and 2025, my account growth numbers indeed broke eight figures, but it wasn’t luck that got me there—it was the "343 Phase Investment Method" I learned after eight years of market lessons.

The name sounds a bit silly, but with this method, I’ve steadily earned over 20 million.

**How do I use it? Taking Bitcoin as an example.**

Suppose I have 160,000 yuan in capital.

**Phase One: Invest 30% of the funds (48,000 yuan)**

In the early years, I also chased rallies and sold on dips, going all-in and losing sleep over it. Later, I truly understood—small positions are actually a psychological stabilizer. Keeping risk in hand allows for calm judgment. It’s not about being cowardly, but about surviving longer.

**Phase Two: Gradually add to 40% of the position, the most testing of human nature**

When the market rises, I don’t chase; I wait for a pullback to add. When it falls, I don’t panic; I add 10% of the position every 10 points drop. This process of averaging down actually trains your mindset.

Last year, when Bitcoin sharply dipped, many around me were losing money and cutting positions. I continued to add according to plan, watching my average cost decrease, and seeing the account fluctuate, I felt more at ease. The remaining 30%? I wait until the overall trend stabilizes before acting. Many people get caught up in "fear of missing out," going all-in before trend signals are confirmed, only to become the bagholder in the end.

I’ve learned my lessons too. Once, I hurriedly added to my position early, only to get stuck for three months. That experience gave me a new understanding of the word "wait."

**Why is this method effective?**

Honestly, the hardest part of crypto isn’t finding some magical operation. There are plenty of tricks out there. The real challenge is fighting human nature—greed and fear. I’ve seen too many rush to find shortcuts, only to lose their down payment overnight. I rely on this seemingly "silly" approach, steadily moving forward while others chase highs and sell lows.

The crypto world is full of temptations and all kinds of packaged "secrets," but in reality, calmness, discipline, and phased planning—these simple principles—are the true keys to wealth.

You don’t need talent, you don’t need luck. All you need is patience and discipline.