2026-01-04 22:27:50

Here's what most people get wrong about crypto wealth: selling isn't winning—it's actually the fastest way to lose.

Why? The math is brutal.

You sell Bitcoin, you're looking at a 20%+ tax hit right there. Then you've locked in your position at today's price. That means zero upside tomorrow. Zero next year. You've just traded a hard asset for fiat that loses purchasing power month after month.

The real move? The one wealthy people have used for decades—borrow against what you hold. Keep your Bitcoin, keep growing. Use it as collateral, get liquid capital when you need it. No tax trigger. No opportunity cost. Your asset keeps compounding while you have cash in hand.

It's not about holding forever. It's about working smarter than the traditional playbook.

BTC-1,39%

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shadowy_supercoder

· 16h ago

I've been using this lending logic for a while. The key is to have enough collateral as a foundation; otherwise, it's just empty promises.

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MaticHoleFiller

· 22h ago

Borrowing coins to cash out is indeed a clever trick, but the prerequisite is that you must have enough BTC to support the position. Ordinary people still have to sell.

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NftMetaversePainter

· 01-07 08:07

ngl this is just traditional wealth playbook dressed up in blockchain language... the algorithmic elegance of collateralization actually mirrors the topological structure of generative art—both operate on recursive value multiplication without aesthetic degradation. fascinated how few grasp this immutable principle tbh

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LongTermDreamer

· 01-05 19:35

Selling coins to pay taxes is really foolish; you'll understand when you look back after three years.

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screenshot_gains

· 01-04 22:54

Haha, bro, your logic has some issues... Borrowing to hedge risks? What if the market crashes?

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DaoGovernanceOfficer

· 01-04 22:52

ngl the collateral borrowing thing is just recreating traditional finance wrapped in crypto cosplay. empirically speaking, most retail holders end up liquidated when volatility spikes—data from past bear markets actually shows this. where's the risk modeling in this framework?

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GasFeeCrier

· 01-04 22:45

Collateralized lending is indeed clever, but you need to watch out for the interest rates, or you'll end up getting cut...

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0xInsomnia

· 01-04 22:36

Borrowing coins is indeed a brilliant move, but I'm just worried that the leverage pullback will hurt even more.

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MevHunter

· 01-04 22:31

Damn, this borrowing trick is indeed brilliant. Compared to getting taxed and wiped out by liquidation, letting BTC generate interest itself is much better.

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StablecoinArbitrageur

· 01-04 22:28

actually the tax angle here is way too simplistic. have you run the numbers on borrow rates vs your expected btc appreciation? because if you're paying 8-12% annually to borrow stables while btc only compounds at like 40% (heavily backtested assumption), sure the math works. but what happens in a bear market? liquidation risk isn't some minor footnote—it's the entire risk profile nobody mentions.

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