2026-01-04 21:21:06

Why I Gave Up Chasing Gains and Cutting Losses

Did you know that 90% of profits in the crypto market actually come from less than 10% of the time? This isn’t made up; it’s verified by countless traders controlled by electronic screens, shedding tears and blood. I’ve seen too many people, staring at candlestick charts flashing red and green during the day, browsing bearish news at night, and finally, when their accounts turn red, they never dare to open the app again.

In 2022, I set a strict rule for myself: invest 500U on the 1st and 15th of every month without fail. Even if BNB skyrocketed, I still invested. Even if it crashed, I invested. I stuck to this for three years, turning a principal of 12,000U into 47,000U. In terms of annualized return, I outperformed inflation by more than ten times.

Honestly, it’s not because I have some advanced technical analysis skills. Quite the opposite — it’s precisely because I gave up “guessing the price” that I live a less stressful life.

**"Three Rounds of Feeding": Add More When Falling Hard, Be Cautious When Ripping Up**

The basic strategy is simple, like paying off a mortgage: make fixed monthly payments without hesitation. During bull markets, buy more conservatively; during bear markets, accumulate more shares. The process of averaging down happens naturally.

The real secret lies in “adding more.” I set three levels for BNB: buy one share if it drops to 400U, buy two shares if it drops to 300U, and go all-in with three shares if it drops to 200U. Last year, during a flash crash to 280U, I added half a year’s worth of position in one go. Looking back now, it was like stumbling upon a 90% off clearance sale at the supermarket.

There’s also a little trick — moving averages as a guide. When the price approaches EMA100, I double down; when it hits EMA200, I empty my magazine. Historical data shows that every time BNB touches EMA200, the average increase within six months exceeds 80%. Moving averages don’t lie; it’s always your trembling fingers that deceive you.

**Don’t Fall Into These Traps**

The biggest enemy isn’t the market; it’s your own anxiety about price fluctuations. The tighter you watch, the easier you are to be manipulated by emotions. The power of dollar-cost averaging lies in transferring decision-making from your brain to a disciplined process — invest when it’s time to invest, stop when it’s time to stop.

BNB1,26%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

19 Likes

Reward
19
5
Repost
Share

Comment

0/400

SillyWhale

· 01-05 13:53

Wow, really? Bought in at 280 and it took off immediately. Why don't I have such boldness? DCA (Dollar Cost Averaging) sounds simple and easy, but actually sticking to it for three years without checking the market is the hard part. Is the 200-day moving average really that powerful? Next time there's a flash crash, I’ll try going all-in too. No wonder those who make money are too lazy to watch the charts. I scroll through K-lines every day and end up losing even more. This mindset is worth two bitcoins.

View OriginalReply0

WhaleSurfer

· 01-04 21:51

Sounds reliable, but I still think most people can't stick to such rigid discipline... really --- I've tried the moving averages method, but unfortunately, I tend to operate impulsively and trade frequently, ending up losing more --- Growing 47,000 from 12,000 with compound interest is indeed tempting, just worried about losing patience halfway through --- Monthly fixed investment of 500 sounds easy to say, but in the two years of a bear market, did anyone really resist watching the K-line? --- That EMA200 level sounds like a magic number, has anyone actually tested its historical success rate or is it just survivor bias? --- The hardest part isn't understanding dollar-cost averaging, it's really not looking at the charts—that kind of torment... --- Speaking of which, dollar-cost averaging is indeed a lazy way to make money, but the premise is to choose the right target --- Most people around me who invest regularly either make a killing or have already cut their losses and run; few can hold on for three years --- This logic is sound, but the problem is who can really be "unwavering," as soon as the market drops, they start doubting themselves --- Playing all-in on three positions sounds exciting, but when the price was 280, how many people actually had no bullets left?

View OriginalReply0

ProofOfNothing

· 01-04 21:47

Yeah, that's right. You have to be ruthless and not look at the market; once you do, you'll want to trade and end up losing everything. Sticking to a regular investment plan for three years and quadrupling your money—that's the real way to make money. I've tried the moving average all-in strategy; that 280 wave was truly exhilarating. No advanced analysis beats the discipline of a regular investment, honestly. Occasionally, I still get itchy to do short-term trading, but then I get slapped in the face. Forget it, I'll just be honest and deduct my monthly payments.

View OriginalReply0

UncleWhale

· 01-04 21:36

Alright, dollar-cost averaging sounds simple, but you really have to stick with it. Most people can't endure until the day of harvest. --- The saying "Moving averages can't deceive people" hits home. The problem is, how many can trust themselves not to buy the dip? --- A 50% off sale is indeed tempting, but I'm just worried that when you look back, you'll find there's no ammunition left. --- The key is that strict rule—without rules, your account would have been blown up by emotions long ago. --- The EMA200 setup is there with the data, but I still think most people don't understand why they should double down there. --- I feel that the hardest part of dollar-cost averaging isn't the operation itself, but resisting the urge to make frequent adjustments. --- The 47,000 coming from 12,000—honestly, this compound interest can really work, but only if you truly haven't touched it. --- I just want to ask, what was the hardest time in these three years? Have you ever lost your mind?

View OriginalReply0

LightningWallet

· 01-04 21:25

Investing regularly for three years amounts to 47,000 yuan. This number is quite impressive... But to be honest, most people can't stick with it for more than two months before giving up. The biggest challenge is really the mindset.

View OriginalReply0