My husband secretly invested in cryptocurrencies and owes 800,000 at the bank. Should I divorce him?
I have a friend who almost got divorced, He invested in cryptocurrencies, borrowed money, lost 80,000, Recently his wife found out and demanded a divorce, She even helped him borrow money to pay off the debt!
Our child is almost ten years old, and we've been married for ten years, In the first five years, my father-in-law lost a lot of money doing business, In the second year of our marriage, Before we had time to renovate and move into our new house, we sold it, Paid off part of the debt to my father-in-law, The remaining money was used to buy a small three-bedroom in the suburbs of Jiangxia, Wuhan, Just a month after moving in, the pandemic hit, My daughter and I were stranded back in our hometown in Jiangxi, During those three or four years, our family rented a house, Until our child started elementary school,
To choose a better school, In 2020, we borrowed money again to buy a one-bedroom apartment, Then the housing market declined, and interest rates dropped, To reduce the mortgage pressure, In early 2023, we sold the Jiangxia house, Paid off the mortgage on the one-bedroom, And have been mortgage-free since then, Remaining with 200,000 yuan, my husband wanted a new car, So we bought a car costing over 400,000 yuan, We paid half with a loan, half in cash, The car has been driven for just over a year, My husband couldn't bear the pressure of the bank debt, And told me the truth,
Over the past three years, he has been trading cryptocurrencies on foreign trading apps, Similar to gambling, Owing 800,000 at the bank and elsewhere, Our family savings are less than 150,000 yuan, So we sold the car to repay the debt, Received 190,000 yuan, but lost 130,000 yuan on the car in a year, With 80,000 yuan from our housing provident fund, My father lent us 200,000 yuan, My father-in-law only gave 40,000 yuan, leaving a gap of over 100,000 yuan,
Married for ten years, from having a car and a house, We could have paid off the car loan immediately, Without any external debt, We sold the car to repay the debt, Owing nearly 400,000 yuan in external loans,
In 2021, when I learned about Bitcoin, He took 170,000 yuan from me to buy mining machines, A month later, the government announced that this was illegal, Tens of thousands of yuan went down the drain, I thought he learned his lesson, We agreed not to chase after quick riches, To work honestly and earn money, But he kept it from me and did it for three years, When he lost 300,000 to 400,000 yuan, He insisted I sell our house and use the remaining 200,000 yuan to buy him a car, He even used my credit card to pay over 30,000 yuan in taxes,
Over these four years, his inflow and outflow, Almost 1.2 million yuan was lost, Is there still hope for someone like him? Ten years of marriage, five years paying off his father's debts, During those five years, he lost over 100,000 yuan himself, We still owe over 400,000 yuan in the future, It will take us several years to pay it off, Nearly forty years old, Is there any hope for such a life?
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My husband secretly invested in cryptocurrencies and owes 800,000 at the bank. Should I divorce him?
I have a friend who almost got divorced,
He invested in cryptocurrencies, borrowed money, lost 80,000,
Recently his wife found out and demanded a divorce,
She even helped him borrow money to pay off the debt!
Our child is almost ten years old, and we've been married for ten years,
In the first five years, my father-in-law lost a lot of money doing business,
In the second year of our marriage,
Before we had time to renovate and move into our new house, we sold it,
Paid off part of the debt to my father-in-law,
The remaining money was used to buy a small three-bedroom in the suburbs of Jiangxia, Wuhan,
Just a month after moving in, the pandemic hit,
My daughter and I were stranded back in our hometown in Jiangxi,
During those three or four years, our family rented a house,
Until our child started elementary school,
To choose a better school,
In 2020, we borrowed money again to buy a one-bedroom apartment,
Then the housing market declined, and interest rates dropped,
To reduce the mortgage pressure,
In early 2023, we sold the Jiangxia house,
Paid off the mortgage on the one-bedroom,
And have been mortgage-free since then,
Remaining with 200,000 yuan, my husband wanted a new car,
So we bought a car costing over 400,000 yuan,
We paid half with a loan, half in cash,
The car has been driven for just over a year,
My husband couldn't bear the pressure of the bank debt,
And told me the truth,
Over the past three years, he has been trading cryptocurrencies on foreign trading apps,
Similar to gambling,
Owing 800,000 at the bank and elsewhere,
Our family savings are less than 150,000 yuan,
So we sold the car to repay the debt,
Received 190,000 yuan, but lost 130,000 yuan on the car in a year,
With 80,000 yuan from our housing provident fund,
My father lent us 200,000 yuan,
My father-in-law only gave 40,000 yuan, leaving a gap of over 100,000 yuan,
Married for ten years, from having a car and a house,
We could have paid off the car loan immediately,
Without any external debt,
We sold the car to repay the debt,
Owing nearly 400,000 yuan in external loans,
In 2021, when I learned about Bitcoin,
He took 170,000 yuan from me to buy mining machines,
A month later, the government announced that this was illegal,
Tens of thousands of yuan went down the drain,
I thought he learned his lesson,
We agreed not to chase after quick riches,
To work honestly and earn money,
But he kept it from me and did it for three years,
When he lost 300,000 to 400,000 yuan,
He insisted I sell our house and use the remaining 200,000 yuan to buy him a car,
He even used my credit card to pay over 30,000 yuan in taxes,
Over these four years, his inflow and outflow,
Almost 1.2 million yuan was lost,
Is there still hope for someone like him?
Ten years of marriage, five years paying off his father's debts,
During those five years, he lost over 100,000 yuan himself,
We still owe over 400,000 yuan in the future,
It will take us several years to pay it off,
Nearly forty years old,
Is there any hope for such a life?