Pantera Capital Partner: predicts that next year DAT will integrate, tokenized gold will rise, and the prediction market will diversify

Deep Tide TechFlow News, December 25 — Pantera Capital junior partner Jay Yu posted on social media 12 predictions for crypto trends in 2026, including:

· Capital-efficient consumer credit: Launching simple lending applications through on-chain/off-chain credit modeling, modular design, and AI behavior learning.

· Divergence in prediction markets: Prediction markets divided into financial (integrated with DeFi, leveraged) and cultural (community-driven, long-tail enthusiasts) sectors.

· Agency commerce and x402 expansion: Agency commerce extending to micro-payments and regular payments via x402 endpoints, with Solana surpassing Base in low-volume transactions.

· AI as an interface layer for crypto: AI-assisted trading (such as trend analysis) becoming mainstream and gradually integrating into consumer applications.

· Rise of tokenized gold: Tokenized gold becoming an important asset for RWA (real-world assets), serving as a store of value due to issues with the US dollar.

· Bitcoin quantum panic: Breakthroughs in quantum technology sparking institutional discussions on Bitcoin’s quantum resistance, though technology currently does not threaten its value.

· Privacy unified development experience: Privacy technologies (like Ethereum’s Kohaku) offering simplified development interfaces, potentially launching privacy-as-a-service.

· Integration of DAT: Digital Asset Trading platforms (DAT) consolidating into 2-3 major markets through clearing or mergers.

· Rethinking token and equity separation: Governance token crises prompting companies to privatize, possibly introducing redeemable equity tokens.

· Perpetual DEX integration: Hyperliquid leading the market, with HIP3 markets and yield-stable tokens (such as HyENA) becoming key, USDC losing ground on HYPE.

· Multi-chain Prop AMM: Prop AMM expanding across multiple chains, accounting for over half of Solana’s trading volume, pricing more assets like RWA.

· Traditional FinTech adopting stablecoins: Stripe, Ramp, and others using stablecoins for international payments, with stablecoin chains like Tempo becoming bridges for fiat on-ramps.

Jay Yu claims his accuracy rate for predictions in 2025 is as high as 7/10, including precise predictions about Solana developer migrations.