One obvious trend in the crypto market over the past two years is that traditional financial giants are beginning to genuinely explore integration with the blockchain world. Sweden's leading "buy now, pay later" company Klarna's recent actions speak volumes.

They announced a partnership with a major compliant trading platform, planning to accept institutional investors injecting funds in the form of stablecoins. Klarna's CFO admitted that stablecoins essentially open a door to a whole new channel of institutional funding. This may sound simple, but it reflects a shift in the industry's attitude.

Interestingly, Klarna had been cautious about the crypto space in recent years, but this year, their actions have increased significantly. As early as the end of November, Klarna launched its own stablecoin—KlarnaUSD. They also partnered with a wallet developer. What does this series of moves indicate? It shows that more and more traditional leading companies realize that stablecoins are no longer fringe concepts but practical tools capable of solving real issues like financing and payments. From scenarios like "buy now, pay later," the efficiency advantages of stablecoin clearing and settlement, as well as cross-border convenience, are indeed becoming more attractive to companies like theirs.