People often overstate the severity by fixating on headline numbers without context. Take the $37 trillion figure—sure, it looks alarming at first glance, but once you break it down, it's actually spread across 30 years. In reality, we're talking about roughly 2% of nominal GDP annually, assuming 4% nominal growth over that three-decade window. The absolute magnitude obscures what's actually a manageable proportion of economic output when you do the math.