The Bank of Japan's decision tomorrow is dubbed a "definitive moment." This global third-largest central bank is about to break a decade-long easing cycle, and once it shifts, the consequences could be significant.

Looking at history: after the BOJ raised interest rates three times in the past, BTC experienced declines of -23%, -26%, and -31% respectively. This time, the impact could be even greater. Why? Because those arbitrage trades relying on cheap liquidity will collapse instantly, and risk assets will face a synchronized downturn.

Against this backdrop, many are guessing the direction and betting on rises or falls. My choice is entirely different — I am shifting my core holdings entirely into USDD.

The reason is quite simple: in extreme market conditions, only two types of assets can survive — those that react quickly enough or those that are stable enough. I choose stability.

My confidence in this choice comes from three points:

**Collateral base will not collapse.** USDD uses an over-collateralized model with a collateral ratio exceeding 130%, and on-chain data is fully transparent. Behind it is a real asset reserve worth hundreds of billions within the Tron ecosystem, including BTC, TRX, and others. Historically, it has never decoupled, and even in extreme conditions, it remains stable at $1.

**Continuous yields are obtainable.** Depositing USDD on the JustLend platform yields an annualized return of 8-12%; mining on SUN.io can generate over 15-25% returns. Think about it from another perspective: when the market crashes, others are losing principal, but you are earning interest.

**Liquidity is ample.** USDD is deployed across multiple chains, with a rich variety of trading pairs, allowing for easy entry and exit at any time. This is the lifeline of stablecoins and one of USDD's core advantages.