#数字资产市场洞察 Friends often ask me: with ten thousand dollars of idle funds, should I allocate to spot trading or do contracts? Honestly, I’ve become numb to this question.

I have two real-life examples nearby. Lao Zhang is obsessed with spot trading—Bitcoin, Ethereum—he laughs like a flower whenever they dip, and when they rise, he slowly reduces his positions, living like a fixed-point sea god. Over three years, his initial fifty thousand yuan seed capital has grown to two million. The phrase he often repeats is: “Spot is slow, but at least I can sleep soundly without worrying about zeroing out overnight.”

Xiao Li’s buddy is the complete opposite—he’s addicted to contracts. Tenfold leverage is just a starter for him; during market surges, he can make profits equivalent to a whole year’s salary in a single day. I watched him grow from three thousand dollars to twenty thousand dollars—his arrogance was incredible—until three days later, he got liquidated, and his account was wiped out. He later joked openly: “Contracts are a double-edged sword. Used well, they can be exhilarating; used poorly, the market can swallow you alive.”

Spot and contracts fundamentally operate in two different worlds. The spot route suits those with strong mental resilience, focusing on compound interest and patience, relying on market cycles and time to double their investments. Contract trading, on the other hand, is like stepping on the gas and rushing onto the track—every move tests your skills, mindset, and rhythm. A slight mistake can crush you under the market’s machine.

But true experts never get caught up in this either-or dilemma. Their approach is: establish a core position in spot to maintain a psychological baseline, and when the market moves, use contracts to ride the waves—balancing stability and returns.

How to choose? It’s quite straightforward—ask yourself one question: can you handle your account being wiped out overnight? If yes, then contracts are calling you; if you can’t handle that thrill, spot trading is your thing. That’s all there is to it.

But most people rush in impulsively, without guidance, and end up in chaos. In the crypto world, working alone is hard to achieve success. Think carefully before acting, and if you have questions, feel free to chat—we can study trading logic together.