#数字资产市场洞察 I am 38 years old this year, from Fujian, and have been working hard in Shanghai for many years.

Like many peers, I own a house and a car—living in one, renting out the other, and my garage still holds a vehicle I dreamed of buying for three years. But my income sources are a bit different, mainly not from physical businesses or e-commerce, but from crypto asset allocation that steadily pushes my account net worth into the eight-figure range. This income structure makes life much more comfortable, and I dare to book hotels at $2000 a night when going out.

When it comes to crypto investing, many people ask me how I achieve stable growth. I often use $BTC as a case study to explain, simplifying it into an easy-to-implement method.

Suppose you have 100,000 yuan to invest, my suggestion is to approach it in three stages:

**Step 1—"2" Test the Waters**

Invest 20%, which is 20,000 yuan. Entering with a small position is crucial. This way, even if the market fluctuates significantly, the psychological pressure won't be overwhelming, and the risk remains within control. I've seen too many beginners go all-in right away, and when the price rises or falls sharply, they lose control of their emotions and panic. This step is essentially giving yourself time to react and adjust psychologically.

**Step 2—"5" Gradual Positioning**

Divide the remaining 50% into multiple entries; this is the core of the entire strategy. If the market moves upward, patiently wait for a pullback before acting; if a decline occurs, steadily add to your position following the "buy 10% more every 8% drop" rhythm. $BNB and other mainstream coins can also use this logic. No matter how the market oscillates, your average holding price keeps moving downward, preventing you from being trapped by a single entry point. This is the power of averaging down.

**Step 3—"3" Confirm and Add More**

Once the main trend truly stabilizes—for example, $BTC breaks through a key technical level and doesn’t fall back—then put in the final 30%. The entire process of building a position may seem slow, but in fact, it’s more stable.

This method may sound a bit "silly," but in the crypto world, it’s often the "dumb methods" that go far. The market still fluctuates up and down, and I’ve seen too many people chasing gains and selling at losses, seeking the so-called "perfect timing," only to accidentally get wiped out. But I rely on this "253" approach—"no rush, no greed, take it slow"—and I’ve managed to stand firm through every oscillation.

The biggest test in crypto isn’t finding some "god-level operation," but whether you can control yourself—resisting the greed to go all-in at once, and resisting the impulse to buy the dip immediately when the market drops. I live relatively comfortably not because I’ve guessed every market move correctly, but because this method has helped me avoid countless pitfalls. For beginners, don’t dismiss it as simple; a method that can be truly executed and consistently generate returns is the most practical.

Looking back, I’ve also struggled and explored in the dark corners of crypto, and now I’ve finally found my own light. I hope this approach can also be helpful to you.