Recently, there's an interesting observation worth discussing — the crypto market in 2026 may see several key turning points.



First, let's talk about stablecoins. Trading volume has always been a reference indicator. If it can truly surpass the scale of the US ACH system, what does that mean? It indicates that the convenience of on-chain settlement has been increasingly recognized by more and more people, representing a qualitative leap.

Next, look at Bitcoin. Although predictions are often proven wrong, there's still a possibility of reaching new highs this year — that probability definitely exists. However, the real key is the $250,000 target by the end of 2027, which depends on changes in the macro environment and institutional attitudes.

The Solana ecosystem has been active in recent years. Moving from experimental testing to real settlement, this is about transitioning from "concept validation" to "practical application." The story of enterprise-grade public chains is far from over.

On the US market side, the continued influx of crypto ETFs and institutional funds is already a high-probability event. Once institutions recognize them, market liquidity and price discovery will see qualitative improvements.

DeFi, tokenized assets, AI — these new tracks will continue to be battlegrounds in 2026. In other words, this year will be a period of accelerated transition for the entire Web3 industry from niche to mainstream.
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NoStopLossNutvip
· 2h ago
If stablecoins really surpass ACH in scale, then on-chain settlement can be said to truly take off, but it's still early days. The target of $250,000 for Bitcoin is quite dreamy, but it depends on the macro environment; anyway, I've placed my bets. The Sol ecosystem going from concept to implementation is indeed interesting; the story of enterprise-level public chains is far from over. Institutional entry is a certainty, and when that happens, liquidity will explode, and retail investors will make money. Will 2026 really be the year of Web3's explosion? This time, it doesn't feel so optimistic.
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rugdoc.ethvip
· 12-20 11:48
$250,000 target sounds pretty outrageous, but then again, if Solana really takes off... well, let's wait and see next year. When the trading volume of stablecoins surpasses ACH, traditional finance might really panic. Once institutions start entering the market, it could change the game, which I am genuinely a bit worried about.
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orphaned_blockvip
· 12-20 00:57
Stablecoins will truly surpass ACH someday, but it's still too early to say... SOL is indeed doing real work this time, unlike some coins that just tell stories every day --- Institutional influx = retail investors getting cut? Anyway, I don't really buy into this narrative --- $250,000 sounds great, but when the macro collapses, it’s all useless. Feels too good to be true --- Most DeFi projects are still worthless shitcoins, don’t be fooled --- Solana is finally moving from PPT to real combat, I believe that, but how long it can last is hard to say --- Crypto ETF has indeed changed the game, but could it be just another new trick for institutions to cut leeks? --- 2026 is definitely an acceleration period, but most likely it’s just a wave to trap new leeks, haha --- Bitcoin new high? With so many predictions in the crypto world over the years, aren’t there fewer face-slaps... --- On-chain settlement replacing ACH sounds very sexy, but in reality, it will take several more years to implement --- Tokenized assets are definitely worth paying attention to, but the regulatory shoe has not yet dropped
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MidnightTradervip
· 12-20 00:48
Will stablecoins surpass ACH in volume? That depends on what the Federal Reserve thinks... It will really be a turning point if institutions start to enter.
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StableCoinKarenvip
· 12-20 00:37
The day stablecoins surpass ACH is truly coming; on-chain settlement is the real takeoff... By the way, how far can SOL go in terms of adoption? I'm more optimistic than about BTC reaching new highs.
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BTCBeliefStationvip
· 12-20 00:35
I'm convinced that stablecoins will surpass ACH, but Bitcoin at 250,000 really depends on the Fed's stance. Institutional entry is the key.
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