How to Become a Qualified "Chives" (Newbie Investor)?

1. Break the Cycle of "Chives Thinking"

· Beware of blindly following trends: Don’t believe in "rumors" or hype, and avoid chasing gains and selling at lows.
· Give up "fantasies of getting rich quickly": Investing is long-term wealth management, not gambling. High returns inevitably come with high risks.
· Think independently: Every investment decision should be supported by logic. Understand what kind of "money" you are earning (business growth? market fluctuations? or bubbles?).

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2. Strengthen Your Foundation: Knowledge Is Armor

· Learn the underlying logic: Understand basic concepts like macroeconomics, industry cycles, company financial reports, etc.
· Understand risks and asset allocation: Don’t put all your funds into a single area. Learn to manage risk through diversification (stocks, bonds, cash, etc.).
· Read classic books: Such as "The Intelligent Investor," "A Random Walk Down Wall Street," etc., to build a systematic framework.

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3. Set Discipline: Planning and Execution

· Set clear goals: Plan your investment horizon and expectations based on your risk tolerance (age, income, debt).
· Adhere to long-termism: Avoid frequent trading, reduce fees and emotional interference. Historical data shows that holding quality assets long-term often beats short-term trading.
· Review regularly but don’t overreact: Review your portfolio quarterly or annually, rather than reacting to daily market fluctuations.

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4. Protect Yourself: Identify Risks and Traps

· Beware of "Ponzi schemes": Promises of principal protection and high returns, or schemes involving recruiting others for rebates, are often scams.
· Use leverage cautiously: Borrowing to invest can amplify gains but is more likely to accelerate bankruptcy.
· Maintain healthy cash flow: Always invest with spare money, and avoid forced sales at low prices due to urgent needs.

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5. Adjust Your Mindset: Be an Investor, Not a Gambler

· Accept the possibility of losses: Markets have cycles; short-term losses don’t mean failure. Learn from mistakes.
· Manage emotions: Fear and greed are the biggest enemies in investing. Use automated dollar-cost averaging and set take-profit and stop-loss points to reduce subjective interference.
· Focus on life itself: Investing is a tool, not the purpose of life. Maintain a balance between work, study, family, and investing.

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Finally: True "qualification" is continuous growth

· The market is always changing; there is no unchanging "winning formula."
· Stay humble and keep learning. Gradually develop an investment system that suits you—this is the key to risk resistance.

Investing is a journey of cognition and emotional cultivation. When you can stay calm amid market noise and stick to common sense in the flood of information, you are no longer a "chives" (newbie), but a true long-termist. May your wealth and wisdom grow together, ultimately achieving financial and spiritual freedom. #2025Gate年度账单 $ETH ‌$BTC ‌