Visa Goes On-Chain With Ethereum Stablecoin Settlements

ETH8,43%

Visa, one of the world’s biggest payment networks, has started settling stablecoin transactions on Ethereum. The integration, quietly launched in December 2025, uses USDC. This move marks a big step in bringing traditional finance onto blockchain networks.

By moving payments on-chain, Visa allows 24/7 transactions for institutional clients. This bypasses the delays that often happen with banks. In fact, Visa’s on-chain analytics show that the system has already processed over $3.5 billion in annualized volume.

Ethereum Becomes a Key Payment Network

Using Ethereum lets Visa reduce settlement times from days to minutes. Meanwhile, transactions are recorded on the public blockchain, making them transparent. This shows that blockchain is moving from hype to practical use.

Additionally, this upgrade shows that big financial companies are willing to adopt blockchain technology. It is no longer just a curiosity or speculative tool. Instead, it is becoming a real solution for high-value payments.

Benefits for Financial Institutions

Institutional clients gain a lot of advantages. For example, payments can occur at any time, without waiting for bank hours. Costs drop because fewer middlemen are involved. As a result, payments become faster and safer.

Experts also note that blockchain transparency improves auditing and reduces settlement risk. Furthermore, this could encourage more institutions to use stablecoins for cross-border transfers.

Community Reaction and Industry Impact

The crypto community has responded well. Many see this as an important step for blockchain adoption. They emphasize that Visa’s move is practical, not speculative.

At the same time, experts warn that other networks may need to adapt quickly. Visa’s integration may set a standard for using Ethereum and similar blockchains as core payment rails.

Ethereum Shows the Future of Blockchain

Overall, Visa’s move shows that blockchain is becoming part of mainstream finance. It demonstrates that cryptocurrency technology can now support real-world payments at scale.

Meanwhile, other companies are likely to explore similar solutions. If adoption grows, transactions may become faster, cheaper and more transparent. As a result, blockchain could become a standard tool for global finance.

Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to Disclaimer.

Related Articles

Slippage: The Most Underestimated Profit Killer in Trading

Author: CryptoPunk Many crypto traders have experienced the same disappointment: strategies that appear stable and profitable in backtests quickly see their returns shrink when actually deployed, sometimes turning from profit into loss. The issue is often not "misjudging the direction," but underestimating trading costs, especially slippage. In crypto markets where bull and bear phases switch more rapidly, volatility is more intense, and order books are more fragmented, slippage is not a trivial decimal point—it is the real threshold that determines whether a strategy can survive. A deviation of just 2 or 3 basis points can, in high-turnover strategies, completely wipe out the theoretical alpha. Based on long-term backtests of BTC/USDT and ETH/USDT, this article aims to answer a very practical question: to what extent does slippage erode strategy returns, and which strategies are most likely to be killed by slippage? 1. Introduction: Why Slippage

PANews8m ago

SEC Unveils Dual Regulatory Reform, OTC Quote Restrictions and Quarterly Reports Risk Disappearing

The U.S. Securities and Exchange Commission (SEC) has proposed two regulatory measures: First, revising Rule 15c2-11 to apply only to equities, explicitly excluding other asset classes, which would have a positive impact on the cryptocurrency market; Second, considering the elimination of mandatory quarterly financial reports in favor of semi-annual reporting, which could reduce corporate costs but raises concerns about transparency and market volatility. Both proposals are currently under review.

MarketWhisper30m ago

BTC and ETH prices rise but funding rates turn bearish, market shows divergence signal

On March 17th, Bitcoin reported at $75,480 with a 24-hour gain of 3.67%; Ethereum reported at $2,353.4 with a gain of 7.68%. However, funding rates indicate a bearish market trend, with BTC and ETH funding rates already below 0.005% on multiple platforms.

GateNews51m ago

Bitmine Acquires 60,999 ETH, Holdings Reach 4.596 Million Tokens Worth $10 Billion

Bitmine Immersion Technologies (NYSE American: BMNR) announced on March 16, 2026, that its combined crypto, cash, and "moonshot" investments have reached $11.5 billion, including 4.595 million ETH valued at approximately $10 billion, 196 Bitcoin, $283 million in strategic equity stakes, and $1.2 billion in cash.

CryptopulseElite1h ago

A whale reduced positions of 12,000 ETH and 330 cbBTC last night, with a loss of $19.66 million.

According to analyst Ember's monitoring, a certain whale institution reduced positions of 12,000 ETH and 330 cbBTC on March 16, incurring a loss of $19.66 million. The institution currently still holds $603 million worth of ETH and BTC.

GateNews1h ago
Comment
0/400
No comments