Folks Finance Announces Post-TGE Roadmap: xChain V2, Mobile App, and New LST to Lead the Next Growth Wave

Cross-Chain Lending Protocol Folks Finance Releases 2026 Roadmap Following Successful Token $FOLKS Launch and Value Surge

After the token ( price soared to $17 and listed on top-tier exchanges, the team unveiled significant developments including xChain V2, Folks Mobile, the new EVM liquidity staking token )LST$FOLKS , and Season 2 of the Points Competition.

Supported by Coinbase Ventures, Jump Crypto, ParaFi, and Borderless Capital, Folks Finance, a leading cross-chain lending protocol, successfully completed the FOLKS token issuance on November 6. The token was issued at $2 and has since surged to $17, landing on major exchanges like Bybit Futures, pushing its fully diluted valuation (FDV) to become the third-largest lending protocol token after Aave and Morpho.

In recent days, the team announced four major updates defining its next growth phase:

( Folks Season 2 Points Competition Officially Kicks Off

Season 2 introduces new earning strategies for users, covering interest repayment, exchanges, and flash loans, along with expanded referral systems and updated leaderboards.
The first season rewarded 5,770 users with a total of 1.5 million FOLKS tokens (worth over $4,000 each on average), successfully establishing the program as a core driver for long-term user engagement.

) Folks Mobile Enters Early Access

This upcoming mobile app has obtained VASP licensing, with over 30,000 registrations on the waitlist, and is scheduled to launch an early access version in 2026.
Folks Mobile aims to simplify DeFi complexities through a familiar mobile interface, enabling users to compliantly access on-chain products and mainstream decentralized finance.
The app will integrate Folks’ cross-chain infrastructure directly and support borrowing and lending via signature-enabled financial cards, facilitating real-world spending.

xChain V2 Coming Soon with Over $15 Million Incentive Plan

Scheduled for release in the first half of 2026, xChain V2 will support both EVM and non-EVM ecosystems, delivering higher efficiency and composability. It will also introduce a pioneering cross-chain treasury-based lending feature, allowing users to execute curated yield strategies within a single interface.
To promote market adoption, Folks Finance will allocate 1 million FOLKS tokens (worth approximately $15 million) as incentives, targeting a total cross-chain TVL of $1 billion ###TVL###.
xChain V2 will also integrate with Folks Mobile, enabling collateralized lending and spending features everywhere.

( Developing a New EVM Liquidity Staking Token )LST###

Folks Finance is developing a new liquidity staking token (LST) for an undisclosed EVM chain, paired with a strategy treasury designed for “one-click” simplicity.
This product builds on the team’s success with leading LST products like gALGO and xALGO.

( TGE Post-Market Positioning Strong, Growth Momentum Robust

Following the November token generation event )TGE###, Folks continues rapid growth:

• Now listed on multiple top-tier centralized exchanges (CEX), including the recent launch on Bybit Futures.
• One month after issuance, the token price reached $17, an 8x increase.
• The protocol has accumulated over 220,000 active users across 8 chains.
• Staking functionality is live, offering up to 30% annualized yield $FOLKS APY(.

These milestones, coupled with this week’s product roadmap, lay a solid foundation for Folks Finance’s next expansion phase, continuously driving DeFi toward practical and mainstream adoption.

)# Related Links

Website:
X (Folks Finance):
X ###Folks Mobile(:

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