Many long-term BNB holders are actually caught in a dilemma. Selling to avoid missing out on gains worries them, but not selling means missing out on liquidity income. In fact, there is a way to resolve this contradiction.

By using a staking protocol to convert BNB into interest-bearing tokens, assets can continue to operate within the DeFi ecosystem. For example, some products have a token exchange ratio of 1.034:1, and this growth rate includes the accumulated staking rewards. At this point, using these interest-bearing assets as collateral to borrow stablecoins turns into a revolving capital game.

The borrowed stablecoins do not need to chase high-risk yield pools; instead, they can be invested in relatively stable income channels. Some platforms have interesting tiered flexible financial products — the first 50,000 in quota offers 20.05% APR, while amounts beyond that only yield 0.05% APR. This design clearly hints at a strategy: avoid investing a large sum all at once, and instead use a reasonable borrowing scale to match this high-yield zone.

In other words, your BNB never needs to move, yet it can continuously generate cash flow through this chain. But the premise is to have respect for liquidation thresholds. Do not max out the LTV (Loan-to-Value ratio); leaving enough buffer space is the long-term survival rule. All kinds of incentives generated within the ecosystem will ultimately flow back to the core assets, forming a true closed loop of the entire mechanism.