2026-01-11 13:32:42

Just stepping into the Web3 world, facing mining pool yields that can reach hundreds of percent annually, are you both excited and apprehensive? Those numbers look tempting, but the risks behind them often keep people awake at night.

Actually, you don't have to risk everything in high-risk pools. There are relatively safer yield mechanisms on the chain—like Theo Network's thBILL, which has a somewhat special positioning: bringing the safest investment products from traditional finance into your crypto wallet.

Simply put, thBILL is like a U.S. Treasury bond on the blockchain. You don't have to endure hundreds of times the volatility risk, but can experience the convenience and returns of on-chain assets with a risk perception close to traditional finance. Many newcomers actually lack this kind of intermediate option—able to participate in the Web3 ecosystem without tremblingly watching the K-line.

How does it actually work? How safe is it? These are precisely the areas worth exploring in depth. After all, rational returns are the long-term way.

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Hash_Bandit

· 01-11 13:59

nah fr, this thBILL thing hitting different tho... finally something that doesn't require me to have a heart attack every 4 hours watching the difficulty epoch tick up. feels like the sanity check i needed back in 2017 lmao

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BlockchainArchaeologist

· 01-11 13:58

Hundreds of percent annualized? That's for the newbies to get exploited. ThBILL's steady approach is the real way to play. Sounds good, just want to know how big the risk of running away is. Both government bonds and stability—I've heard this kind of talk in traditional finance too. What's different about blockchain? I'm not saying this, but beginners are most easily blinded by high returns. This intermediate option is indeed worth a try. Being cautious is good, but how much can the returns really be? Won't it be as disappointing as traditional finance? I love this logic—safety first to survive longer. Don't always think about getting rich overnight. Feels like another packaged government bond. If you're really going to do it, you need to carefully check the contract code.

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ser_we_are_ngmi

· 01-11 13:54

Really, earning a few hundred percent annually and still having to watch the market? I’d rather just lie back; as long as there’s stable income, that’s good enough. --- thBILL sounds like it’s designed for lazy people like me—no need to watch K-line charts every day and die trying. --- On-chain US Treasury Bonds? Fine, at least it’s better than getting crushed by a rug pull. --- Basically, it’s about wanting the convenience of Web3 without gambling mentality. That option is indeed missing. --- Stable returns sound appealing, but is this really safe, or just another trap? --- No risk, no reward? I don’t think so. Finding a project that lets you sleep well at night is the real key. --- Intermediate options? Sure, I’m just afraid of the most坑y (tricky) ones, where neither side is reliable. --- On-chain government bonds feel a bit strange, but trying it out probably won’t hurt. --- Many people wanted stability but still got wrecked. Can thBILL withstand the test? --- This is exactly what I’m looking for. No more fuss, just steady returns are enough.

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HodlOrRegret

· 01-11 13:40

That's more like it. Finally, someone has spoken out. Seeing projects with annualized returns of hundreds every day makes anyone feel itchy, but how many can really last until next year? The idea behind thBILL is quite interesting. Stable income is indeed more suitable for someone like me who wants to sleep well.

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