Zebec Protocol: Building Next-Generation Money Streaming on Solana

Who’s Behind the Vision?

Sam Thapaliya, founder and CEO of Zebec Protocol, brings a unique background combining blockchain expertise and traditional tech innovation. As a co-founder of ASMI Corp (an AI and video analytics platform), Thapaliya holds 4 US patents and is now focused on transforming how money moves across the internet through Zebec.

What Makes Zebec Different?

Zebec is a continuous settlement protocol built on Solana that reimagines payroll systems, cash flow management, and token vesting mechanisms. The core innovation? Users can execute payments and distributions every single second, not daily or weekly. By combining real-time, open-ended transactions with negligible fees, Zebec eliminates traditional settlement delays—no intermediaries, no barriers, just instant settlements.

Currently serving over 5,000 monthly active users, the protocol is positioning itself as a foundational layer for programmable finance in Web3.

The Problem It Solves

Traditional finance and even most blockchain systems force artificial delays into money movement. Companies wait for payroll cycles. Freelancers wait for payment processing. Token holders wait for vesting schedules. Zebec removes these bottlenecks.

Sam Thapaliya’s vision extends beyond technical efficiency. He sees this as part of a larger DeFi revolution—one that fundamentally redefines how people think about money and enables truly borderless payments without geographical restrictions.

The $ZBC Token: How It Works

The native token serves multiple functions within the ecosystem:

Fee Optimization: Users stake $ZBC to significantly reduce transaction fees on the platform Discount Incentives: Token holders receive discounts on monthly service rates Fee Payment: Direct use for paying platform fees

The tokenomics are designed to align community interests with platform growth, creating natural incentives for long-term participation.

The Roadmap: What’s Coming

Zebec isn’t just a payment layer—it’s the foundation for an entire financial infrastructure:

On-Chain Payroll Product: The world’s first integrated payroll system with automatic tax withholding built directly into the protocol Solana Debit Card: A debit card solution connecting Solana wallet holders directly to spending capabilities Zebec Launchpad: An incubation platform designed to support, scale, and fund developers building applications on top of Zebec Protocol Advanced Features: Yield optimization through per-second compounding and dollar-cost averaging automation

Competitive Edge

When asked about what sets Zebec apart, three factors emerged as critical:

1. Debit Cards: Direct bridge between decentralized assets and real-world spending
2. Developer Ecosystem: Purpose-built infrastructure to attract and support builders
3. Fintech Usability: Designed for accessibility, not just crypto-natives

Strategic Partnerships

Zebec has established relationships with major infrastructure providers in the blockchain and fintech space, positioning itself as a critical settlement layer. These partnerships validate the protocol’s approach to money streaming and settlement.

Accessibility for All

An important distinction from many DeFi protocols: while Zebec attracted institutional investors in early rounds, the project maintains open access for smaller participants. Everyone receives the same terms and valuation, democratizing participation regardless of fund size.

The One-Word Summary: “Streaming”

When condensed to its essence, Zebec describes itself as “Streaming”—the act of flowing money and DeFi capability continuously to the world without interruption. It’s both a technical description and a philosophical statement about democratizing financial services.

Looking Forward

Zebec represents an attempt to answer a fundamental question: What if money could move as fluidly as data? By placing continuous settlement at the protocol level, the project is building infrastructure that could underpin an entirely new financial paradigm where instant, borderless transactions become the default rather than the exception.