Many people regret the rise of mainstream cryptocurrencies, but in fact, each market cycle's opportunity window is longer than you think. For example, the DOT project, which went from 10 yuan to 4,500 yuan, seems out of reach, but what if you enter now?

Suppose you invest 100 yuan at the current price to buy DOT. If in 2040 it truly breaks through the 100 yuan threshold, that would be a 10,000 yuan profit; if it reaches 200 yuan, that’s 20,000 yuan. Many people think this is wishful thinking, but let’s look at this simple math:

10 yuan → 4,500 yuan
100 yuan → 45,000 yuan
1,000 yuan → 450,000 yuan

This isn’t about encouraging you to go all-in, but asking: are you really confident you can miss this cycle?

Why DOT? There are several main reasons. First, it comes from a reputable background—Gavin Wood, co-founder of Ethereum, directly manages this project. Second, the parachain design is somewhat similar to Apple’s ecosystem logic—if one chain gets congested, transactions can instantly transfer to a neighboring parachain for processing. This architectural innovation is still relatively advanced in the blockchain world. Plus, institutional players like Deloitte and Chainlink have quietly joined early, indicating the project’s direction is recognized.

From a technical fundamental perspective, DOT’s all-time high touched 55 yuan. Compared to that peak, the current price is already at ankle level. Its market cap remains in the top 20, and projects of this scale generally have relatively stable fundamentals. If you adopt a conservative growth expectation, reaching 15-25 yuan by 2025 isn’t unreasonable; by 2030, perhaps 40-60 yuan; and by 2040, surpassing 100 yuan is also possible.

Of course, the premise is that you live long enough and stay calm. This brings us back to the core reason why you shouldn’t go all-in—market volatility is too high, and you need a diversified approach to hedge risks.

A relatively scientific approach is as follows: after a leading coin doubles in value, you can immediately withdraw 50% of the profit and convert it into stable assets. The obvious benefit is that you retain room for further growth (the remaining 50%), while significantly reducing risk. That 50% profit, instead of being left to sit idle on the exchange, is better placed in a reliable income source.

Speaking of which, stablecoins are a category worth mentioning. Take a well-known over-collateralized stablecoin as an example. Its features include real-time on-chain audits and collateralization ratios maintained above 200%, meaning even in black swan events, the mechanism can withstand shocks. If you deposit money, the annualized yield can reach 8-10%, a figure relatively stable in both bear and bull markets. During bear markets, this is your passive income; during bull markets, you can lock in gains and avoid downside risks.

Liquidity is also not an issue. These stablecoins have ample trading pairs on major exchanges, and if you need to cash out quickly, converting to USDT or USDC costs very little, and can be done within 30 seconds.

A complete operation plan could be designed as follows:

Step 1: Gradually build a position in DOT based on the current price, sticking to spot trading. Leverage is too risky for retail investors.

Step 2: Once the price increases by 100%, immediately realize 50% of the profit. Don’t be greedy or wait for higher prices.

Step 3: Convert that 50% profit into stablecoins. To further increase returns, deposit the stablecoins into a trusted lending protocol, where daily interest is automatically accumulated into your wallet.

Step 4: Continue holding the remaining 50% of DOT. This way, your mindset remains particularly stable because if the price drops, your principal has already been recovered, and the rest is just playing with others’ money.

Overall, the core logic of this strategy is: use high-growth tokens to capture upside potential, and hedge risks with stablecoins and lending yields. This way, you won’t miss big opportunities, nor will you be completely defeated by volatility.

One last reminder: the opportunity window in the market is always limited. Usually, from the moment a significant policy signal is issued to when ordinary retail investors become aware and start acting, there’s roughly a 24-hour information gap. The current price you see might not be the same tomorrow. So instead of overthinking, it’s better to quickly develop your plan and execute step by step. The story of 45 million yuan is indeed possible, provided you take the first step.