Dấu hiệu đầu tư Web3 năm 2026: Các bể ẩn, RWA, cho vay tín dụng trên chuỗi trở thành xu hướng mới

【Coin Realm】Leading investment institutions have recently released their 2026 investment strategy reports with detailed forecasts on several key tracks in the crypto industry - worth paying attention to.

Perp DEX and Privacy Trading Institutional traders have natural privacy needs. The focus is on dark pool trading platforms that provide customized privacy features—protecting institutional strategies and preventing alpha leakage. Additionally, DeFi combination solutions supporting RWA and institutional assets as collateral are also listed as observation targets.

Convergence of Stablecoins and RWA Yield-bearing stablecoins are becoming a new direction, especially products that can generate real returns using RWA. Also optimistic about settlement layer solutions addressing liquidity fragmentation, as well as regulated neo-banks. The RWA track itself is also upgrading: unified liquidity layers, RWA vaults, and RWA perpetual contracts have all entered the scope.

New Convergence of Privacy, AI, and Prediction Markets This is the most interesting part. Developing on-chain credit loans and under-collateralized lending products by leveraging zkTLS technology combined with off-chain credit and on-chain reputation. The AI direction focuses on agent markets based on x402 protocol, Agent identity systems supporting ERC-8004 standard, and non-custodial yield optimizers. Prediction markets emphasize research on liquidity aggregators, as well as new platforms that can provide position collateral and leverage solutions.

It appears that the innovation focus for 2026 will be in these areas—the convergence of technology and applications is becoming increasingly tight.