Năm đầu tiên của tài chính trên chuỗi vào năm 2026, tại sao stablecoin và Ethereum lại là hạ tầng quan trọng nhất?

【BlockBeats】 2026 is viewed by the industry as the true first year of finance on-chain. Under this major trend, stablecoins and Ethereum are becoming the most critical infrastructure of the entire ecosystem.

Seasoned investors believe that the development path of stablecoin project USD1 is worth paying attention to. The first phase is scale expansion — USD1 is expected to break through the 10 billion scale in the near term, reach 1 trillion in the medium term, and occupy a trillion-level share in the 30 trillion global stablecoin market in the long term. This goal may seem bold, but considering the inevitability of stablecoins as on-chain financial infrastructure, it is not impossible.

The second direction is the application ecosystem. USD1 has enormous potential for cooperation with Web2 companies with tens of millions of active users. Compared to traditional payment networks like Visa, the payment advantages of stablecoins are much more obvious — low transaction costs, fast settlement speed, and frictionless cross-border transfers. This set of advantages can bring billions of users into the blockchain world while making stablecoin payments an everyday choice.

The third dimension is infrastructure status. In the coming era of financial on-chain worth tens of trillions, USD1, leveraging brand accumulation, compliance foundation, ToB capabilities, and user base, has the opportunity to become the most important financial infrastructure of this new era. This is also why institutions choose to go all-in on Ethereum and USD1 — they are necessities of this financial revolution, not optional items.