Viral thread claims Ripple sells XRP monthly to fund operations and dilute holders. It cites 100B total supply, 55B locked, 1B/month release, 70–80% relocked, and 200–300M XRP for ops (~$400M/mo); critics say price tracks Bitcoin and escrow dilution fades. Abstract: The article examines claims that Ripple systematically sells XRP to fund operations, detailing the tokenomics (100B XRP, 55B in escrow with 1B/mo release and relocking, 200–300M for ops) and presenting counterarguments that XRP price movements align more with Bitcoin, not ongoing sales, while escrow shrinkage reduces future dilution and XRP has posted large gains since inception.

Cardano's Dave launches governance.cardano-visualisation.com to track DRep treasury spending against Net Change Limit, visualize ADA withdrawals, with wallet integration and Japanese support, promoting transparent governance and broader participation. Abstract: This article reports on Cardano ecosystem developer Dave's launch of governance.cardano-visualisation.com, an analytics platform that tracks DRep treasury spending relative to the network's Net Change Limit. The tool visualizes ADA withdrawals approved by governance votes, helping stakeholders evaluate whether delegated representatives manage funds effectively. Features include wallet integration for real-time monitoring, and Japanese language support to broaden accessibility. Dave argues that transparent governance data enables participants to understand the financial implications of decisions and fosters stronger community participation. The project aligns with Cardano's emphasis on decentralized governance and transparency and invites user feedback to inform future updates and expand capabilities for more informed participation and oversight.

Peirce admits the SEC mishandled crypto regulation under Gensler, urging earlier framework and more stakeholder engagement, cautioning against overreach, and outlining future focus on stablecoins, RWA tokenization, and custody. Abstract: In an interview, SEC Commissioner Hester Peirce—often dubbed 'Crypto Mom'—said the agency's crypto regulation during Gary Gensler's tenure was flawed. She called for an earlier, clearer regulatory framework and greater engagement with industry stakeholders before policy actions, cautioned against overreach given Congress's limits, and highlighted future priorities such as stablecoins, tokenization of money market funds and real-world assets, and improved custody frameworks.

Poland fails to override Nawrocki's veto on crypto regulation, delaying MiCA alignment by the July 1 deadline as firms relocate to Latvia, Czech Republic, Lithuania, and Malta amid regulatory uncertainty. Poland's parliament again blocks the crypto regulation by Nawrocki's veto, leaving MiCA alignment to a future date and spurring domestic firms to move operations to other EU member states. The dispute centers on concerns about overregulation and broad KNF powers, intensifying political tensions and accelerating crypto outflows before MiCA's transition ends.

Meow and BVNK partner to integrate stablecoin and crypto payments, unifying fiat, stablecoins, and digital assets for cross-border transfers; enables fiat-crypto conversions; future plan to let merchants accept crypto. Abstract: Meow and BVNK are integrating stablecoin and cryptocurrency payments into Meow's platform, enabling support for Bitcoin, USDC, Tether, and other assets. The integration links fiat, stablecoins, and crypto to streamline cross-border transfers, fund management, and treasury operations, with plans to enable merchants to accept crypto payments directly through the platform.

Gate News update, April 21, according to Gate market data, as of the time of writing, HELLO (HELLO Labs) is trading at $0.00317. Within the past 24 hours, it has risen 86.31%, reaching a high of $0.00348 and a low of $0.00176. The 24-hour trading volume is $64.4k. The current market cap is approximately $1.6864 million. HELLO Labs is the future of cryptocurrency and entertainment— a Web3-native ecosystem that supports incubating, producing, funding, and releasing original programs, games, and NFTs. The $HELLO token is at the core of the Web3 ecosystem. $HELLO is used to access exclusive content, play games, and buy NFTs in the HELLO marketplace. This news is not investment advice; investment involves risks and you must consider market volatility.

The U.S. Senate Banking Committee is unlikely to address a crypto market structure bill in April due to disagreements over stablecoin rewards. With a delay until May, the future of digital asset legislation remains uncertain, impacting the establishment of regulatory frameworks.

Revolut's CEO Nik Storonsky stated that the digital bank will not pursue an IPO before 2028, emphasizing the potential of future secondary share sales for building trust. After obtaining a UK banking license, they are applying for a US bank charter, expecting approval within a year.

Gate’s “Racing the Future” exhibition at Hong Kong’s Victoria Harbour attracted a large crowd and widespread attention, showcasing the new cars and equipment from the F1 Red Bull Racing team. The event will be held on April 20, featuring a Blue Carpet Ceremony and an anniversary gala dinner, providing opportunities for industry exchange and live streaming.

Samsung SDI has signed a multiyear deal to supply high-nickel EV batteries to Mercedes-Benz, valued at around $6.7 billion. The partnership focuses on future mobility solutions and battery technology, with production based in Hungary.