The push for stricter credit card regulations just got real. A one-year cap on credit card interest rates at 10% is being floated—a move aimed at cooling consumer debt pressure.

Here's why this matters for us: tighter lending conditions, higher borrowing costs for businesses, and shifts in consumer spending power ripple through financial markets. When traditional credit tightens, some retail traders and institutions rebalance their portfolios, which can affect asset allocations including crypto positions.

It's not a direct crypto catalyst, but macroeconomic policy shifts always reshape risk appetite. Keep an eye on how this policy develops—it's a window into broader economic constraints that influence where capital flows.