What happens to your digital assets when you pass away? That's the question estate attorney Harry Margolis breaks down in detail, exploring three critical factors that determine access to your holdings.

First, there's the matter of your will—traditional estate planning documents don't automatically account for crypto or digital assets, leaving a gap many overlook. Second, passwords and private keys become the gatekeeper to your funds, yet most people never document them properly for their heirs. Third, the terms of service you agreed to with exchanges and wallet providers often contain restrictions on account transfers and inheritance, creating legal complications.

The intersection of estate law and digital assets remains murky territory. Without proper planning, your family could face months or years of legal battles just to recover funds that are technically theirs. Whether you hold Bitcoin, altcoins, or NFTs, having clear succession documentation and understanding the legal constraints is becoming essential.