Bohai Bank: Achieve a net profit of 5.498 billion yuan in 2025, a year-on-year increase of 4.61%

LightningPacketLoss · 2026-03-28T19:09:19+00:00

Bohai Bank's 2025 Annual Report shows that operating income reached 25.97 billion yuan, and net profit was 5.498 billion yuan, both achieving steady growth. Total assets amounted to 1,934.41 billion yuan. Non-performing loan balance decreased to 15.921 billion yuan, with asset quality remaining stable, and provisioning indicators meeting regulatory requirements.

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2026-03-28 19:09:19

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On March 26, Bohai Bank released its 2025 annual report. In 2025, the bank achieved operating income of 25.970 billion yuan, an increase of 488 million yuan from the previous year, a growth rate of 1.92%; net profit reached 5.498 billion yuan, an increase of 242 million yuan from the previous year, a growth rate of 4.61%; the cost-to-income ratio was 38.01%, a decrease of 1.00 percentage points from the previous year.

As of the end of 2025, the group’s total assets were 1,934.410 billion yuan, an increase of 90.567 billion yuan from the end of the previous year, a growth rate of 4.91%. Among them, the balance of loans and advances was 949.748 billion yuan, an increase of 24.386 billion yuan from the end of the previous year, a growth rate of 2.64%. The total liabilities amounted to 1,809.183 billion yuan, an increase of 75.465 billion yuan from the end of the previous year, a growth rate of 4.35%. Among these, deposits absorbed were 1,138.775 billion yuan, an increase of 71.214 billion yuan from the end of the previous year, a growth rate of 6.67%, with a stable growth in deposit scale.

In terms of asset quality, as of the end of 2025, Bohai Bank’s non-performing loan balance was 15.921 billion yuan, a decrease of 559 million yuan from the end of the previous year, with a non-performing loan ratio of 1.66%, a decrease of 0.1 percentage points from the end of the previous year. The provisions for loan losses were sufficient, with the bank’s loan impairment provisions at 25.817 billion yuan, an increase of 243 million yuan from the end of the previous year; financial investment impairment provisions were 8.101 billion yuan, and other impairment provisions were 2.061 billion yuan; the loan provisioning ratio was 2.68%, and the provisioning coverage ratio was 162.16%; asset quality remained continuously stable, and the provisioning indicators met regulatory requirements.

(Bohai Bank)

(Editor: Qian Xiaorui)

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