Industrial Bank: Net profit attributable to the parent company in 2025 is 77.469 billion yuan, a year-on-year increase of 0.34%.

LightningPacketLoss · 2026-03-28T18:47:50+00:00

Industrial Bank releases its 2025 annual report, with operating income of 212.741 billion yuan and net profit of 77.469 billion yuan, representing year-over-year growth of 0.24% and 0.34%, respectively. Total assets reach 11.09 trillion yuan, with liabilities of 10.18 trillion yuan. Deposit balance increased by 7.18%, and the non-performing loan ratio is 1.08%.

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2026-03-28 18:47:50

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On March 26, Industrial Bank released its annual report for 2025. In 2025, the bank’s operating income was 212.741 billion yuan, an increase of 0.24% year-on-year; the net profit attributable to shareholders was 77.469 billion yuan, an increase of 0.34% year-on-year. It achieved net interest income of 148.752 billion yuan, an increase of 0.44% year-on-year, with a net interest margin of 1.71%, a year-on-year decrease of 11 basis points, and the decline was well controlled compared to peers. Net commission and fee income was 25.891 billion yuan, an increase of 7.45% year-on-year.

As of the end of 2025, the group’s total assets reached 11.09 trillion yuan, an increase of 5.58% compared to the end of the previous year. The total liabilities balance was 10.18 trillion yuan, an increase of 5.89% compared to the end of the previous year. The balance of various deposits was 5.93 trillion yuan, an increase of 397.282 billion yuan compared to the end of the previous year, a growth of 7.18%. The non-performing loan ratio was 1.08%, and the provision coverage ratio was 228.41%.

(Industrial Bank)

(Editor: Qian Xiaorui)

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