PICC: The average net investment return rate over the past three years has reached 4%, which can effectively cover the cost of liabilities during the same period.

People’s Financial News March 27 - At the annual performance release meeting for China People Insurance held on March 27, Vice President Cai Zhiwei responded to questions regarding net investment return rates, stating that net investment income is a crucial cornerstone for stabilizing the investment returns of the People’s Insurance Group, accounting for nearly 70% of total investment income. The downward trend in interest rates has put significant pressure on the returns from the allocation of insurance funds, particularly for traditional fixed-income assets. China People Insurance aims to stabilize net investment returns by continuously optimizing asset allocation and investment strategies, effectively maintaining the level of investment income. In 2025, it is projected to achieve net investment income of 58.7 billion yuan, with an average net investment return rate of 4% over the past three years, which is at a leading level in the industry and can effectively cover the cost of liabilities during the same period.