Geopolitical tensions, such as those around the Strait of Hormuz, have revealed the inherent friction and delays in traditional global payment systems, especially for critical industries like oil. Cryptocurrency analyst X Finance Bull recently pointed out that XRP is not a speculative asset, but a potential financial infrastructure aimed at addressing such pressures. In theory, the XRP Ledger can facilitate near-instant settlement without intermediaries, providing companies with faster liquidity and greater flexibility during crises. However, due to regulatory barriers and institutional inertia, the widespread use of XRP in industries like oil remains limited, making it more of a forward-looking concept than a practical reality.