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Merchant Banking Performance: Revenue of 1.14 billion, year-over-year growth of 25%
Since its establishment, both revenue and net profit have achieved positive growth.
Recently, Guangdong Tapai Group released its 2025 financial report, and related financial data of its affiliated company, Meizhou KeShang Bank Co., Ltd. (hereinafter referred to as “KeShang Bank”), was also disclosed. This is the first private bank to publicly disclose its performance.
As of the end of 2025, KeShang Bank’s total assets reached 43.02 billion yuan, an increase of 2.94% compared to the end of the previous year.
In 2025, KeShang Bank achieved revenue of 1.142 billion yuan, a year-on-year increase of 25.36%. This marks the first time the bank’s revenue has exceeded 1 billion yuan since its founding. Net profit was 252 million yuan, a slight increase compared to last year.
Looking back at KeShang Bank’s past performance, whether in scale or revenue and profit, the growth rate has fluctuated but has always maintained positive growth.
Especially in 2022, revenue grew by 74.91% year-on-year; net profit increased by 153.73%. However, since 2024, various data have faced pressure from slowing growth.
KeShang Bank was approved to establish in December 2016 and officially opened in June 2017. It has a registered capital of 2 billion yuan and was jointly initiated by five companies: Baoneng New Energy, Tapai Group, Xizhiliang, Chaohua Technology, and Wens Foodstuffs.
In terms of business, KeShang Bank mainly focuses on personal loans. Its 2024 financial report shows that by the end of 2024, its loan balance was 24.987 billion yuan.
Among these, personal loans amounted to 22.128 billion yuan, and corporate loans were 2.859 billion yuan.
According to its official website, KeShang Bank has partnered with 26 customer acquisition and referral institutions and 32 financing guarantee companies (updated as of February 4, 2026).
Source: Hejin Finance
Disclaimer: This article is for knowledge sharing only and aims to convey more information! It does not constitute any investment advice. Anyone making investment decisions based on this information does so at their own risk.