The new round of Loan Prime Rate (LPR) remains unchanged

NightAirdropper · 2026-03-21T07:33:06+00:00

On March 20, the Loan Prime Rate (LPR) was announced at 3% for the 1-year term and 3.5% for terms over 5 years, both unchanged. China's loan interest rates remain at low levels, with the weighted average interest rates for newly issued enterprise loans and personal mortgages both around 3.1% in February.

NightAirdropper

2026-03-21 07:33:06

Abstract generation in progress

The new Loan Prime Rate (LPR) for the upcoming period was announced on March 20, with no changes to the 1-year and over 5-year LPRs.

Screenshot from the People’s Bank of China official website.

On the same day, the People’s Bank of China authorized the National Interbank Funding Center to announce that the 1-year LPR is 3%, and the over 5-year LPR is 3.5%.

The LPR is the main benchmark for loan pricing and is published regularly each month.

China’s loan interest rates remain at a low level. Data shows that in February, the weighted average interest rate for newly issued corporate loans was about 3.1%, approximately 20 basis points lower than the same period last year; the weighted average interest rate for new personal housing loans was about 3.1%, about 10 basis points lower than the same period last year. (Reporters Wu Yu, Ren Jun) (Xinhua News Agency)

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