How to Improve the Return on Investment

PortfolioAlert · 2026-03-20T17:33:39+00:00

The author has not experienced any losses over seven years of investing on Jisilu, but the returns have been relatively poor. Although they achieved a 41% return in 2021, the following two years mostly yielded single-digit returns, with significant losses evident before 2024. The portfolio is quite diversified, and some assets that doubled in value were missed out on for higher gains due to early reduction of positions. The author is seeking advice on how to improve their investment strategy.

PortfolioAlert

2026-03-20 17:33:39

Abstract generation in progress

Since joining the Jisilu forum, I haven’t lost money for seven consecutive years, but the returns have not been very satisfactory.
Except for the lucky year in 2021 with a 41% gain, 2022 and 2023 were single-digit returns, and before August 2024 I was in a loss. After September 24, I relied on policy benefits to achieve 21%, but in 2025, the return was only 17%. The main issue is that I can’t hold on to my positions; I sold most of a few double-inversion convertible bonds near 130, only holding a small part and selling between 160-180. In the end, they all rose above 230.
A few stocks doubled, but I don’t dare to buy too many stocks, only a few tens of thousands at most.

Can any experts give some guidance on what the problem might be?
My holdings are relatively diversified. For safety, I keep individual positions below 20%, with heavy positions generally between 10% and 20%.

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