Banco Bradesco (BBD) Reports 26.1% Growth in 2025 Recurring Net Income to BRL 24.7 Billion

Maham Fatima

Tue, February 24, 2026 at 11:35 PM GMT+9 2 min read

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Banco Bradesco (NYSE:BBD) is one of the most undervalued penny stocks to buy right now. On February 5, Banco Bradesco announced that it concluded 2025 with a recurring net income of BRL 24.7 billion, representing 26.1% year-over-year growth. This performance marked the first time the bank exceeded its cost of capital since initiating its five-year transformation plan in 2024. Key operational drivers included an 11% expansion in the loan portfolio and a robust 16.1% increase in insurance results.

Management attributed these gains to a disciplined AI First strategy and structural shifts that increased digital retail engagement while gaining market share in the high-growth SME segment, which reached 16.6%. The bank’s strategic overhaul focused on segmenting its client base and modernizing its technological infrastructure, resulting in 19 million fully digital clients and a 40x reduction in the cost to serve them.

Banco Bradesco (BBD) Reports 26.1% Growth in 2025 Recurring Net Income to BRL 24.7 Billion

Banco Bradesco (NYSE:BBD) also intensified its focus on affluent markets through its Prime and Principal offerings, the latter of which expanded to 62 offices across 36 municipalities by year-end. Technology investments rose 22% in 2025, facilitating a threefold increase in internal delivery capacity. Despite these successes, the bank continues to manage a footprint reduction, having closed 2,800 service points over the last two years to optimize its physical network.

Banco Bradesco (NYSE:BBD), together with its subsidiaries, provides various banking products and services in Brazil and internationally. The company operates in two segments: Banking and Insurance.

While we acknowledge the potential of BBD as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you’re looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

READ NEXT: 10 Most Profitable Undervalued Stocks to Buy and 11 Best Mining Stocks to Buy According to Wall Street.

Disclosure: None.

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