Goldman Sachs executive warns that AI uncertainty will complicate lending decisions

LootboxPhobia · 2026-03-04T18:55:22+00:00

Senior Goldman Sachs executives have pointed out that the disruption of business models by artificial intelligence will complicate risk decision-making for lending institutions over the next two years. The uncertainties brought by AI will impact multiple industries, especially the financial system, posing challenges to underwriting.

LootboxPhobia

2026-03-04 18:55:22

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Investing.com – A senior executive at Goldman Sachs stated that the uncertainty brought about by artificial intelligence disrupting business models will make it more complex for lending institutions to decide how much risk to take on in the next two years.

Mahesh Saireddy, co-head of Goldman Sachs Capital Solutions Group, said during the Bloomberg Investment Conference in New York that this issue spans multiple sectors.

“Not just the software industry, but other industries being disrupted will also attract more attention,” Saireddy said. “In the next 6, 12, and 24 months, there will be many unknown factors. Therefore, this will be a challenging underwriting period.”

The Capital Solutions Group was established last year to provide financing for large transactions and loans to corporate clients.

Concerns about AI disruption have spread throughout the financial system, from the stock market to the credit market and the financing processes of companies in this sector. Software stocks have been sold off for several months, and the stock prices of asset management firms that buy and lend to these companies are also declining.

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