Charlie Munger advises everyone that if you can do these five things, you will definitely succeed: 1. Don't overspend beyond your means. 2. Be smart about earning and investing. 3. Stay away from people who drain you and from internal conflicts. 4. Maintain lifelong continuous learning. 5. Do more things that require delayed gratification. If you do these things, you almost certainly will succeed. If you don't, you'll need a lot of luck.