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Mutuum Finance (MUTM) is currently in the presale stage, priced at $0.04. Its utility-first roadmap has attracted the attention of long-term investors. The project has raised $19.65 million from over 18,750 holders and plans to launch its lending platform simultaneously with the token release. Analysts believe that with this structure and upcoming features such as over-collateralized stablecoins, the target price after launch is $0.25, with a long-term target price potentially reaching $0.80 to $1.00. Development progress includes the completion of HalbornSecurity's audit of its V1 contract and the upcoming release of the testnet.