USD1 Historical Price and Yield Analysis: Should I Buy USD1 Now?

Abstract

This article provides a comprehensive review of USD1’s historical prices and market fluctuations since its inception, combined with data from different market cycles, to assess the potential returns for investors purchasing 10 USD1 tokens and to address the key question: “Should I buy USD1 now?” This analysis aims to help both newcomers and long-term investors understand optimal timing and growth potential.

Early Market Stage: Historical Price Review (2025 to 2026)

USD1, a fiat-backed stablecoin, was launched by World Liberty Financial (WLFI), a fintech company headquartered in Miami, Florida, in April 2025. According to market records, the token maintained an early trading price of approximately $1.0 USD. Issued and legally managed by BitGo Trust Company, a regulated trust institution in South Dakota, USD1 is designed to achieve seamless 1:1 conversion with the US dollar while ensuring full compliance with American regulatory standards.

Below is USD1’s price performance during its initial market stage:

2025

• Opening Price: $1.0
• Closing Price: $1.0
• Highest Price: $1.0
• Lowest Price: $0.9931
• Annual Return: 0.06%

2026

• Opening Price: $1.0
• Closing Price: $1.0
• Highest Price: $1.0
• Lowest Price: $1.0
• Annual Return: -0.04%

An investor who purchased 10 USD1 tokens in 2025 would have accumulated potential gains of $0.005 by the end of 2025. Continuing to hold through 2026 to date would result in a cumulative loss of $0.004.

Latest Market Cycle: Should I Buy USD1 Now? (2025 to Present)

In recent years, USD1 has maintained remarkable price stability, reflecting its core function as a stablecoin pegged to the US dollar. The token has demonstrated minimal volatility across both 2025 and 2026, with price fluctuations remaining within a narrow range around the $1.0 peg.

The potential returns for investors purchasing 10 USD1 tokens during this period are as follows:

• 2025: $0.005
• 2026 to Present: -$0.004

Summary: Market Cycle and Investment Timing Analysis

Through analysis of USD1’s historical prices and potential yields, we observe that as a stablecoin, USD1 is fundamentally designed to maintain price stability rather than generate capital appreciation through market cycles. The minimal price fluctuations and near-zero returns reflect the token’s primary utility as a medium of exchange and store of value rather than a speculative investment vehicle. For investors considering whether to purchase USD1 at the current time, the decision should be evaluated based on utility needs for dollar-pegged digital asset exposure rather than traditional growth expectations.